<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Hermanos Bilbao: Bookclub]]></title><description><![CDATA[Invitados al bookclub]]></description><link>https://www.bilbaos.co/s/bookclub</link><image><url>https://substackcdn.com/image/fetch/$s_!mRC1!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F51070c63-503e-4d71-951d-f41f33acef69_960x960.png</url><title>Hermanos Bilbao: Bookclub</title><link>https://www.bilbaos.co/s/bookclub</link></image><generator>Substack</generator><lastBuildDate>Wed, 17 Jun 2026 15:16:09 GMT</lastBuildDate><atom:link href="https://www.bilbaos.co/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Hermanos Bilbao]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[bilbaos@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[bilbaos@substack.com]]></itunes:email><itunes:name><![CDATA[Hermanos Bilbao]]></itunes:name></itunes:owner><itunes:author><![CDATA[Hermanos Bilbao]]></itunes:author><googleplay:owner><![CDATA[bilbaos@substack.com]]></googleplay:owner><googleplay:email><![CDATA[bilbaos@substack.com]]></googleplay:email><googleplay:author><![CDATA[Hermanos Bilbao]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Networking Session: jose.libros]]></title><description><![CDATA[The Psychology of Belief: lo que crees no lo elegiste. Con cinco preguntas sobre lealtad, autoridad y libertad, los investigadores predicen tu tendencia pol&#237;tica.]]></description><link>https://www.bilbaos.co/p/networking-session-joselibros</link><guid isPermaLink="false">https://www.bilbaos.co/p/networking-session-joselibros</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Mon, 15 Jun 2026 20:37:22 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/202161847/47f73a1c4c7506190c11c7af8dfb1e21.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>Tuvimos una sesi&#243;n del Club de Conocimiento con <span class="mention-wrap" data-attrs="{&quot;name&quot;:&quot;Jose Libros&quot;,&quot;id&quot;:85221411,&quot;type&quot;:&quot;user&quot;,&quot;url&quot;:null,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/3f6585fc-4b2a-4191-8d46-f12df549a05f_144x144.png&quot;,&quot;uuid&quot;:&quot;aa3892c2-2fbd-4c38-b8fa-3ecdb5c4232f&quot;}" data-component-name="MentionToDOM"></span> sobre <em>The Psychology of Belief</em> de Nancy S. Kim. La tesis central: <strong>nuestras creencias llegan primero como intuici&#243;n.</strong> La raz&#243;n llega despu&#233;s, solo para justificar lo que ya sent&#237;amos. Los investigadores llaman a este proceso intuici&#243;n social, y los experimentos son contundentes: cuando a un grupo de persona&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[Club de Conocimiento: Giovanni Stella de Glaix]]></title><description><![CDATA[Giovanni pas&#243; 17 a&#241;os en una de las compa&#241;&#237;as m&#225;s sofisticadas del mundo y el a&#241;o pasado emprendi&#243; en inteligencia artificial]]></description><link>https://www.bilbaos.co/p/club-de-conocimiento-giovanni-stela</link><guid isPermaLink="false">https://www.bilbaos.co/p/club-de-conocimiento-giovanni-stela</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sun, 14 Jun 2026 22:07:33 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!R5KO!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!R5KO!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!R5KO!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png 424w, https://substackcdn.com/image/fetch/$s_!R5KO!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png 848w, https://substackcdn.com/image/fetch/$s_!R5KO!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png 1272w, https://substackcdn.com/image/fetch/$s_!R5KO!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!R5KO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png" width="1448" height="1086" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/cd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1086,&quot;width&quot;:1448,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1889880,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/202041326?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!R5KO!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png 424w, https://substackcdn.com/image/fetch/$s_!R5KO!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png 848w, https://substackcdn.com/image/fetch/$s_!R5KO!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png 1272w, https://substackcdn.com/image/fetch/$s_!R5KO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd50ea56-b931-4377-9191-dd56f769f4e2_1448x1086.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><span class="mention-wrap" data-attrs="{&quot;name&quot;:&quot;Giovanni Stella&quot;,&quot;id&quot;:343082829,&quot;type&quot;:&quot;user&quot;,&quot;url&quot;:null,&quot;photo_url&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/82e1c782-7332-4b98-acaa-dfd92df65d1c_1706x1706.jpeg&quot;,&quot;uuid&quot;:&quot;463750d4-4524-4f0a-847c-7d191b3c5dea&quot;}" data-component-name="MentionToDOM"></span> fue Country Director de Google Colombia, Centroam&#233;rica y Caribe durante casi una d&#233;cada. Comenz&#243; en la empresa en 2008 como entry level en Dubl&#237;n, revisando miles de anuncios al d&#237;a bajo un sistema que eliminaba operadores despu&#233;s de tres errores consecutivos de revisi&#243;n estad&#237;stica. Lleg&#243; a Bogot&#225; por primera vez para asumir un cargo regional; termin&#243; dirigiendo la operaci&#243;n del pa&#237;s.</p><p>En total, pas&#243; 17 a&#241;os en Google. Sundar Pichai declar&#243; a Google &#8220;AI first&#8221; en 2016. Stella estaba adentro cuando eso era una declaraci&#243;n sin audiencia. Sali&#243; en 2025 cuando la empresa reestructur&#243; su posici&#243;n. Hoy dirige Glaix, su propia empresa, desde Bogot&#225;, una consultora de inteligencia artificial.</p><p>El martes los invito a una conversaci&#243;n sobre esa transici&#243;n: qu&#233; entiende diferente sobre construcci&#243;n alguien <strong>que oper&#243; 17 a&#241;os dentro de una de las empresas m&#225;s sofisticadas del mundo</strong>, cu&#225;ndo la IA deja de ser ventaja diferencial y se convierte en piso m&#237;nimo de entrada, y por qu&#233; argumenta que el gap entre la seguridad del empleo y la del emprendimiento se est&#225; achicando a una velocidad que el ecosistema todav&#237;a subestima.</p><p>Inscr&#237;bete a la versi&#243;n paga del Club para hacer parte de la conversaci&#243;n.</p>
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   ]]></content:encoded></item><item><title><![CDATA[Nos vemos este miércoles con José López (jose.libros)]]></title><description><![CDATA[Jos&#233;, al igual que nosotros, tiene un club de lectura en el que agrega mucho valor e impulsa a la gente a encontrar una versi&#243;n mejorada de s&#237; mismos]]></description><link>https://www.bilbaos.co/p/nos-vemos-este-miercoles-con-jose</link><guid isPermaLink="false">https://www.bilbaos.co/p/nos-vemos-este-miercoles-con-jose</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Mon, 08 Jun 2026 16:55:57 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!fgQC!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!fgQC!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!fgQC!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png 424w, https://substackcdn.com/image/fetch/$s_!fgQC!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png 848w, https://substackcdn.com/image/fetch/$s_!fgQC!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png 1272w, https://substackcdn.com/image/fetch/$s_!fgQC!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!fgQC!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png" width="1448" height="1086" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1086,&quot;width&quot;:1448,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2971487,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/201162581?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!fgQC!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png 424w, https://substackcdn.com/image/fetch/$s_!fgQC!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png 848w, https://substackcdn.com/image/fetch/$s_!fgQC!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png 1272w, https://substackcdn.com/image/fetch/$s_!fgQC!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22255443-e3d6-4c8c-990b-af19d96c6e2d_1448x1086.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Kim describe el acto de creer como &#8220;la asignaci&#243;n mental de verdad a una afirmaci&#243;n sobre el mundo&#8221;, una asignaci&#243;n activa y casi arbitraria, no necesariamente conectada a evidencia ni a an&#225;lisis.</p><p>Yo, como casi todo fundador que conozco, opero desde la ilusi&#243;n de que mis creencias sobre mi negocio, mi industria y mi equipo son producto de la observaci&#243;n y el razonamiento. La psicolog&#237;a dice que eso, en la mayor&#237;a de los casos, es falso.</p><p>Muchas veces actuamos por instinto y despu&#233;s racionalizamos ese comportamiento. La narrativa que construimos alrededor de nuestras decisiones, el pitch deck, el memo al equipo, la historia que nos contamos en la ducha, suele ser una reconstrucci&#243;n fabricada, una justificaci&#243;n de algo que ya decidimos en un lugar m&#225;s r&#225;pido y menos consciente que el razonamiento deliberado.</p><div><hr></div><p>jose.libros tiene casi un mill&#243;n de seguidores entre Instagram y TikTok hablando sobre libros y crecimiento personal, y nos va a acompa&#241;ar en nuestra sesi&#243;n de esta semana, el mi&#233;rcoles 10 de junio a las 5:00 p.m &#127464;&#127476; . En la sesi&#243;n vamos a trabajar seis preguntas sacadas de los primeros cap&#237;tulos de <em>The Psychology of Belief </em>de Nancy S. Kim.</p><p>Haz parte de la versi&#243;n paga de Bilbaos Substack para hacer parte de la sesi&#243;n y del grupo del Club de Conocimiento donde todos los d&#237;as compartimos mucho valor.</p>
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   ]]></content:encoded></item><item><title><![CDATA[Aprender del delincuente para atacar el fraude: Carlos Ayalde, CEO de Gatekeeper X]]></title><description><![CDATA[Carlos Ayalde y su equipo se encargaron de reducir la crisis de fraude de Rappi en M&#233;xico, por la que se iba el 8% del Gross Margin Value]]></description><link>https://www.bilbaos.co/p/aprender-del-delincuente-para-atacar</link><guid isPermaLink="false">https://www.bilbaos.co/p/aprender-del-delincuente-para-atacar</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sat, 06 Jun 2026 21:54:03 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!_3NA!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!_3NA!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!_3NA!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png 424w, https://substackcdn.com/image/fetch/$s_!_3NA!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png 848w, https://substackcdn.com/image/fetch/$s_!_3NA!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png 1272w, https://substackcdn.com/image/fetch/$s_!_3NA!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!_3NA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png" width="1448" height="1086" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1086,&quot;width&quot;:1448,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2185027,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/200940658?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!_3NA!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png 424w, https://substackcdn.com/image/fetch/$s_!_3NA!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png 848w, https://substackcdn.com/image/fetch/$s_!_3NA!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png 1272w, https://substackcdn.com/image/fetch/$s_!_3NA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F655eb6bd-d87f-472e-9816-37ba1d2ada5f_1448x1086.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h3><strong>Carlos Ayalde Background</strong></h3><ul><li><p>CEO de Gatekeeper X (startup colombo-argentina)</p></li><li><p>Ex-Rappi: Manager de pagos y fraude (2018-2023)</p><ul><li><p>Reputaci&#243;n como mejor manager de McKinsey Bogot&#225;</p></li><li><p>Manej&#243; crisis de fraude en M&#233;xico (8% del GMV)</p></li><li><p>Construy&#243; sistema completo de pagos y prevenci&#243;n de fraude</p></li></ul></li></ul><h3><strong>Gatekeeper X Overview</strong></h3><ul><li><p>Levant&#243; $4.5M en capital</p></li><li><p>24 personas (mitad ex-Rappi)</p></li><li><p>Cerca del punto de equilibrio</p></li><li><p>Tecnolog&#237;a anti-fraude para bancos, fintechs, ecommerce</p><ul><li><p>Competidores: Visa, TransUnion (empresas grandes)</p></li><li><p>Ventaja competitiva: velocidad vs corporaciones lentas</p></li></ul></li></ul><p>Mira la charla completa con Carlos Ayalde &#128071;&#127997;</p>
      <p>
          <a href="https://www.bilbaos.co/p/aprender-del-delincuente-para-atacar">
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   ]]></content:encoded></item><item><title><![CDATA[Club de Conocimiento | Carlos Ayalde de GatekeeperX]]></title><description><![CDATA[Junto con Carlos dimos muchas batallas relacionadas con el fraude y nos dimos cuenta de que era una industria m&#225;s grande de lo que pens&#225;bamos]]></description><link>https://www.bilbaos.co/p/club-de-conocimiento-carlos-ayalde</link><guid isPermaLink="false">https://www.bilbaos.co/p/club-de-conocimiento-carlos-ayalde</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Thu, 04 Jun 2026 01:55:25 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!RNPs!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!RNPs!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!RNPs!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png 424w, https://substackcdn.com/image/fetch/$s_!RNPs!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png 848w, https://substackcdn.com/image/fetch/$s_!RNPs!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png 1272w, https://substackcdn.com/image/fetch/$s_!RNPs!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!RNPs!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png" width="1456" height="819" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/f37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:819,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1903560,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/200546645?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!RNPs!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png 424w, https://substackcdn.com/image/fetch/$s_!RNPs!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png 848w, https://substackcdn.com/image/fetch/$s_!RNPs!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png 1272w, https://substackcdn.com/image/fetch/$s_!RNPs!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff37d0449-2a3f-4338-8dd6-6e6e3c566643_1672x941.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Escalar transacciones digitales sin que el fraude consuma el margen es uno de los dilemas m&#225;s subestimados del negocio digital. <strong>Eliminar el fraude es trivial si simplemente dejas de vender, pero nadie fund&#243; una plataforma para eso.</strong></p><p>Carlos Ayalde pas&#243; a&#241;os resolviendo ese dilema en Rappi. Es el CEO y cofundador de GatekeeperX, una startup colombiana que construye infraestructura antifraude para empresas financieras y fintechs en Am&#233;rica Latina, invertida por Monashees, uno de los principales inversionistas institucionales de la regi&#243;n. <strong>En Rappi, &#233;l y su equipo lograron reducir el fraude en m&#225;s del 95% dentro de la plataforma sin deteriorar las tasas de aprobaci&#243;n de compras leg&#237;timas.</strong></p><p>En abril de 2025, junto a Diego Nieto, Renny Hern&#225;ndez y Mart&#237;n Moreyra, convirtieron ese aprendizaje en empresa. GatekeeperX sali&#243; al mercado en noviembre del mismo a&#241;o y ya opera con clientes en varios pa&#237;ses de la regi&#243;n.</p><p>El viernes los invito a una conversaci&#243;n con Carlos para explorar el lado de la construcci&#243;n: <strong>c&#243;mo se monetiza infraestructura cr&#237;tica en mercados donde los ciclos de venta son lentos, qu&#233; significa competir contra plataformas que tardaron a&#241;os en construirse, y c&#243;mo la IA est&#225; cambiando cu&#225;nta gente necesita una startup para operar a escala.</strong></p><p>Tambi&#233;n vamos a hablar de fraude, claramente, pero desde el &#225;ngulo del crecimiento. M&#225;s del 30% de los colombianos ha sido v&#237;ctima de fraude transaccional, seg&#250;n datos que maneja Ayalde, una cifra que atraviesa industrias, geograf&#237;as y tama&#241;os de compa&#241;&#237;a.</p>
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          <a href="https://www.bilbaos.co/p/club-de-conocimiento-carlos-ayalde">
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   ]]></content:encoded></item><item><title><![CDATA["Entre más grande el incendio más me gusta" - Valentina Jordan de Nauta]]></title><description><![CDATA[Por eso fue que Valentina se meti&#243; a resolver supply chain global con inteligencia artificial]]></description><link>https://www.bilbaos.co/p/entre-mas-grande-el-incendio-mas</link><guid isPermaLink="false">https://www.bilbaos.co/p/entre-mas-grande-el-incendio-mas</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sun, 31 May 2026 20:27:12 GMT</pubDate><enclosure url="https://substack-video.s3.amazonaws.com/video_upload/post/199934663/c1a78fc5-7b7b-480b-88b3-f7c4eb86652a/transcoded-1780194903.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h3>Perfil </h3><ul><li><p>Varios a&#241;os en Rappi en diferentes roles</p></li><li><p>Experiencia breve en Amazon (aprendi&#243; importancia de medici&#243;n)</p></li><li><p>A&#241;o en venture capital en Puerto Rico</p></li><li><p>6 meses de desarrollo personal antes de fundar Nauta</p></li><li><p>Actualmente en San Francisco desde principios de 2026</p></li><li><p>Ventaja competitiva por arbitraje de informaci&#243;n en AI</p></li></ul>
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          <a href="https://www.bilbaos.co/p/entre-mas-grande-el-incendio-mas">
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   ]]></content:encoded></item><item><title><![CDATA[Club de Conocimiento | Valentina Jordan Gartner, cofundadora de Nauta]]></title><description><![CDATA[La capa de agentes de inteligencia artificial que est&#225; automatizando la log&#237;stica aduanal de las marcas que importan a Am&#233;rica Latina]]></description><link>https://www.bilbaos.co/p/club-de-conocimiento-valentina-jordan</link><guid isPermaLink="false">https://www.bilbaos.co/p/club-de-conocimiento-valentina-jordan</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Wed, 27 May 2026 22:11:34 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!9ERp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!9ERp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!9ERp!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png 424w, https://substackcdn.com/image/fetch/$s_!9ERp!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png 848w, https://substackcdn.com/image/fetch/$s_!9ERp!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png 1272w, https://substackcdn.com/image/fetch/$s_!9ERp!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!9ERp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png" width="1456" height="819" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/c0922a61-2689-4148-ab99-94b891ee8371_1672x941.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:819,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2665616,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/199339275?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!9ERp!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png 424w, https://substackcdn.com/image/fetch/$s_!9ERp!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png 848w, https://substackcdn.com/image/fetch/$s_!9ERp!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png 1272w, https://substackcdn.com/image/fetch/$s_!9ERp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc0922a61-2689-4148-ab99-94b891ee8371_1672x941.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Cada viernes traigo al Knowledge Club a un crack que est&#225; construyendo algo que vale la pena entender. Esta semana: Valentina Jordan Gartner, cofundadora de Nauta.</p><p>Nauta es una capa de agentes de inteligencia artificial sobre el trabajo aduanal que hist&#243;ricamente se mueve a mano: correos entre agentes aduanales, hojas de c&#225;lculo, pagos cruzados en distintas monedas, documentaci&#243;n entre puertos, navieras e intermediarios de carga. Valentina la fund&#243; en 2024 con Rafael Santiago, operan desde Puerto Rico y hoy atienden a marcas globales que importan mercanc&#237;a a varios pa&#237;ses de Am&#233;rica Latina.</p><p>Antes de Nauta, Valentina pas&#243; por Amazon viendo c&#243;mo se dise&#241;a una operaci&#243;n que mueve millones de paquetes al mismo tiempo y <strong>lider&#243; producto en Rappi durante los a&#241;os de expansi&#243;n m&#225;s intensos, primero como Product Owner de Restaurants, luego en Restaurant Support, despu&#233;s en operaciones de RappiPay y al final como Head of Seller Success en M&#233;xico.</strong> Su recorrido empez&#243; en Cali, Colombia, y la llev&#243; a los 18 a&#241;os al norte de Iowa para estudiar International Business and Economics en el Wartburg College, una universidad peque&#241;a rodeada de granjas de ma&#237;z a varias horas de la ciudad m&#225;s cercana.</p><p>Es un sector denso, regulado por aduanas, navieras y agentes intermediarios, necesario para cualquier marca global que mueve mercanc&#237;a a la regi&#243;n. Valentina lleg&#243; con la formaci&#243;n de campo que da Amazon, los contactos del ecosistema Rappi y la generaci&#243;n de herramientas correcta para construir encima.</p><p>Este viernes me siento con ella en vivo. No te lo pierdas. Viernes 29 de mayo, 4pm Colombia.</p><p>Link del Zoom aqu&#237; &#128071;</p>
      <p>
          <a href="https://www.bilbaos.co/p/club-de-conocimiento-valentina-jordan">
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   ]]></content:encoded></item><item><title><![CDATA[Carlos Chávez de Sytrex: redefinir la ambición tras hacer un exit]]></title><description><![CDATA[Carlos Ch&#225;vez vendi&#243; una compa&#241;&#237;a para invertir en activos f&#237;sicos en Estados Unidos y ahora est&#225; construyendo software de clase mundial para la industria de seguros desde San Francisco]]></description><link>https://www.bilbaos.co/p/carlos-chavez-de-sytrex-redefinir</link><guid isPermaLink="false">https://www.bilbaos.co/p/carlos-chavez-de-sytrex-redefinir</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sat, 23 May 2026 18:10:24 GMT</pubDate><enclosure url="https://substack-video.s3.amazonaws.com/video_upload/post/198985204/7dc2d441-32b9-4f27-9380-acfde9bebcf1/transcoded-1779559420.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h2>Carlos Ch&#225;vez - Emprendedor y Fundador de Sytrex</h2><p>Emprendedor colombiano con m&#250;ltiples negocios previos</p><ul><li><p>Restaurante (fracas&#243; por falta de expertise de industria)</p></li><li><p>Bar (exitoso pero socios repart&#237;an toda utilidad mensualmente)</p></li><li><p>Cl&#237;nica dermatol&#243;gica (rentable, $2M anuales, a&#250;n existe)</p></li><li><p>Distribuidora productos m&#233;dicos (capitalizada durante pandemia)</p></li><li><p>Aprendizajes cl&#8230;</p></li></ul>
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          <a href="https://www.bilbaos.co/p/carlos-chavez-de-sytrex-redefinir">
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   ]]></content:encoded></item><item><title><![CDATA[Club de Conocimiento | Carlos Chávez de Sytrex]]></title><description><![CDATA[Este viernes tenemos a un fundador que est&#225; construyendo agentes para el sector de seguros]]></description><link>https://www.bilbaos.co/p/club-de-conocimiento-carlos-chavez</link><guid isPermaLink="false">https://www.bilbaos.co/p/club-de-conocimiento-carlos-chavez</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Thu, 21 May 2026 00:35:40 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!dNZn!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dNZn!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!dNZn!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg 424w, https://substackcdn.com/image/fetch/$s_!dNZn!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg 848w, https://substackcdn.com/image/fetch/$s_!dNZn!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!dNZn!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!dNZn!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg" width="1280" height="719" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:719,&quot;width&quot;:1280,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;Sytrex empieza con US$1.1 millones para automatizar procesos financieros  con IA - Forbes Colombia&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="Sytrex empieza con US$1.1 millones para automatizar procesos financieros  con IA - Forbes Colombia" title="Sytrex empieza con US$1.1 millones para automatizar procesos financieros  con IA - Forbes Colombia" srcset="https://substackcdn.com/image/fetch/$s_!dNZn!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg 424w, https://substackcdn.com/image/fetch/$s_!dNZn!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg 848w, https://substackcdn.com/image/fetch/$s_!dNZn!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!dNZn!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F765fec87-de56-425c-9d45-34786dd385cb_1280x719.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Carlos Ch&#225;vez ya ten&#237;a un exit en el bolsillo cuando fund&#243; Sytrex. Su empresa anterior, Macondo, financi&#243; alrededor de 260 propiedades, proporcionando acceso directo a oportunidades de en activos reales en mercados internacionales.</p><p>Sytrex automatiza procesos financieros con IA en dos nichos que tienen algo en com&#250;n: <strong>ambos mueven vol&#250;menes enormes de documentos, verificaciones y comunicaciones entre m&#250;ltiples partes, y en ambos esa fricci&#243;n ha sido hist&#243;ricamente invisible porque todos asumieron que as&#237; ten&#237;a que ser.</strong> En reaseguros, su Co-Pilot permite a los underwriters gestionar la colocaci&#243;n de p&#243;lizas, el an&#225;lisis de documentos y la comunicaci&#243;n con brokers desde una sola interfaz, comprimiendo procesos que antes tomaban semanas. En financiamiento, la plataforma automatiza la recolecci&#243;n y validaci&#243;n de documentos y la verificaci&#243;n de ingresos.</p><p>Suscr&#237;bete para hacer parte de la conversaci&#243;n este viernes con Carlos.</p>
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   ]]></content:encoded></item><item><title><![CDATA[María José Echeverri de Colombia Tech: una trotamundos abriendo puentes para Colombia]]></title><description><![CDATA[Mar&#237;a Jos&#233; estuvo en Brasil, Emiratos &#193;rabes Unidos y decenas de otros viajes convenciendo a inversionistas, fundadores y aliados de que Colombia es un incre&#237;ble lugar para construir]]></description><link>https://www.bilbaos.co/p/maria-jose-echeverri-de-colombia</link><guid isPermaLink="false">https://www.bilbaos.co/p/maria-jose-echeverri-de-colombia</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Mon, 18 May 2026 14:34:33 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!8Qps!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!8Qps!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!8Qps!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png 424w, https://substackcdn.com/image/fetch/$s_!8Qps!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png 848w, https://substackcdn.com/image/fetch/$s_!8Qps!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png 1272w, https://substackcdn.com/image/fetch/$s_!8Qps!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!8Qps!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png" width="800" height="684" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:684,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:616796,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/198265551?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!8Qps!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png 424w, https://substackcdn.com/image/fetch/$s_!8Qps!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png 848w, https://substackcdn.com/image/fetch/$s_!8Qps!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png 1272w, https://substackcdn.com/image/fetch/$s_!8Qps!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F02653fec-433e-4f4e-9015-0075e86d14dd_800x684.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Mar&#237;a Jos&#233; Echeverri cofund&#243; Colombia Tech en septiembre de 2023 desde un grupo de WhatsApp de tres personas y cero pesos de inversi&#243;n. Hoy Colombia Tech Week es el evento de tecnolog&#237;a m&#225;s grande de Latinoam&#233;rica: m&#225;s de 33.000 asistentes acumulados, 5.000 internacionales de m&#225;s de 50 pa&#237;ses, y m&#225;s de 500 fondos de inversi&#243;n con US$350 mil millones de d&#243;lares en activos bajo gesti&#243;n. <strong>Del mismo n&#250;cleo nacieron Colombia Tech Fest, el AI Summit y, pr&#243;ximamente, GovTech, un espacio para empujar la tecnolog&#237;a como pol&#237;tica p&#250;blica en la regi&#243;n</strong>.</p><p>Para construir esa red, Majo se fue un mes a Brasil sin hablar una palabra de portugu&#233;s y otro mes a Emiratos &#193;rabes Unidos sin contactos previos. De Brasil supo que la articulaci&#243;n entre cinco actores (fundadores, fondos, corporativos, gobierno y academia) es lo que dispara los ecosistemas, y Colombia todav&#237;a tiene mucho por replicar de ese modelo. De Emiratos trajo otra lecci&#243;n: <strong>la presencialidad lo cambia todo, los lazos se construyen conociendo a la familia del otro, y la planificaci&#243;n a 50 a&#241;os</strong> de una monarqu&#237;a estable genera un tipo de confianza en los negocios que las democracias latinoamericanas no producen de la misma manera.</p><p>Para armar la red de m&#225;s de 500 fondos: identific&#243; la cascada de capital (qui&#233;n le invierte a qui&#233;n), encontr&#243; los cinco fondos que todos los dem&#225;s admiran, y se volvi&#243; amiga de esas personas entendiendo sus incentivos reales entre conversaciones por Zoom. Ese trabajo le tom&#243; hasta 24 llamadas diarias el primer a&#241;o; hoy llega en un correo.</p><p>Entr&#243; joven a casi todas las salas donde estuvo, y convirti&#243; ese s&#237;ndrome del impostor en combustible para trabajar el doble que el resto. Su modelo de liderazgo es desde el prop&#243;sito y la empat&#237;a. <strong>Una de las charlas m&#225;s concretas sobre construcci&#243;n de relaciones que hemos tenido en la comunidad.</strong></p>
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   ]]></content:encoded></item><item><title><![CDATA[María José Echeverri, cofundadora de Colombia Tech Week]]></title><description><![CDATA[Colombia Tech Week reuni&#243; 11,000 personas y 160 fondos de inversi&#243;n en su primera edici&#243;n]]></description><link>https://www.bilbaos.co/p/maria-jose-echeverri-cofundadora</link><guid isPermaLink="false">https://www.bilbaos.co/p/maria-jose-echeverri-cofundadora</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Mon, 11 May 2026 20:09:36 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!evki!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!evki!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!evki!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!evki!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!evki!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!evki!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!evki!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png" width="1456" height="1807" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1807,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:7542511,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/197262662?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!evki!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!evki!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!evki!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!evki!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F354d745e-c523-455a-9ee6-ba92437cd9aa_1856x2304.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p></p><p>Hay proyectos que cambian la geograf&#237;a del capital en un continente, y este viernes me siento con la persona que estuvo detr&#225;s de uno de ellos. Mi invitada al Club del Conocimiento es Mar&#237;a Jos&#233; Echeverri, cofundadora de Colombia Tech Week y chief of staff de Mavity.</p><p>Llevo a&#241;os observando c&#243;mo el venture capital latinoamericano gravita hacia M&#233;xico y Brasil. En 2024 Colombia apareci&#243; en la conversaci&#243;n con la primera edici&#243;n de Colombia Tech Week: 11,000 participantes, gente de 20 pa&#237;ses y m&#225;s de 150 eventos paralelos repartidos entre Bogot&#225;, Cali y Barranquilla.</p><p>El n&#250;mero que m&#225;s me llama la atenci&#243;n es otro. En una sola semana, Majo y su equipo reunieron a m&#225;s de 160 fondos de inversi&#243;n que en conjunto administran US$30,000 millones en activos. La edici&#243;n de 2025 se proyecta con m&#225;s de 200 eventos paralelos entre Bogot&#225; y Medell&#237;n del 18 al 30 de agosto.</p><p>Construir algo as&#237; desde cero, sin un presupuesto corporativo detr&#225;s, exige una capacidad de coordinaci&#243;n que pocas veces se ve. Quiero entender c&#243;mo lo arm&#243;: la operaci&#243;n, las decisiones de timing, lo que aprendi&#243; en el camino.</p><p>Este viernes me siento con ella en vivo. No te lo pierdas. Viernes 15 de mayo, 4pm Colombia.</p><p>Link del Zoom aqu&#237; &#128071;</p>
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      </p>
   ]]></content:encoded></item><item><title><![CDATA["Silicon Valley te lava el cerebro para que creas que el éxito se consigue mediante VC": Andrea Barrica de Mahway]]></title><description><![CDATA[Legal, compliance y seguros son algunas industrias aburridas en las que Andrea ha incubado compa&#241;&#237;as que se convierten en unas maquinitas de hacer plata.]]></description><link>https://www.bilbaos.co/p/silicon-valley-te-lava-el-cerebro</link><guid isPermaLink="false">https://www.bilbaos.co/p/silicon-valley-te-lava-el-cerebro</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sat, 09 May 2026 19:53:04 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!qgyo!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!qgyo!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!qgyo!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!qgyo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png" width="1456" height="1807" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/a564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1807,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!qgyo!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Emprendedora desde 2010, ex socia de 500 Startups, fundadora de Mahway: una holding company con operaciones en EE.UU. y Brasil que incuba compa&#241;&#237;as.</p><h2>Su cr&#237;tica al VC tradicional </h2><p>El VC convencional no est&#225; alineado con los fundadores: presiona por resultados binarios y extremos, y en fondos grandes el incentivo real termina siendo el management fee, no el retorno. La mayor&#237;a de &#225;ngeles inversionistas son aficionados, no <em>allocators </em>con experiencia significativa.</p><p><strong>Suscr&#237;bete para ver la charla completa.</strong></p>
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   ]]></content:encoded></item><item><title><![CDATA[Invitada de la semana: Andrea Barrica, fundadora de O.school y socia en Mahway]]></title><description><![CDATA[Levant&#243; capital de riesgo en una categor&#237;a que el resto del ecosistema no quer&#237;a tocar]]></description><link>https://www.bilbaos.co/p/invitada-de-la-semana-andrea-barrica</link><guid isPermaLink="false">https://www.bilbaos.co/p/invitada-de-la-semana-andrea-barrica</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Wed, 06 May 2026 17:54:16 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!qgyo!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!qgyo!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!qgyo!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!qgyo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png" width="1456" height="1807" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/a564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1807,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:6628275,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/196663295?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!qgyo!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!qgyo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa564754b-e1e2-4e18-a20e-c0a047bdb713_1856x2304.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Cada viernes traigo al Club del conocimiento a un crack que est&#225; construyendo algo que vale la pena entender. Esta semana: Andrea Barrica, fundadora y CEO de O.school, socia en Mahway y co-fundadora de inDinero.</p><p>Andrea ha construido en tres frentes que pocos fundadores recorren juntos. Co-fund&#243; inDinero, una de las soluciones financieras m&#225;s usadas por startups en crecimiento en Estados Unidos. Despu&#233;s fue venture partner en 500 Startups, donde invirti&#243; en compa&#241;&#237;as de distintos pa&#237;ses. Y desde 2017 lleva O.school, una plataforma de educaci&#243;n en sexualidad y bienestar que escal&#243; en una categor&#237;a que casi ning&#250;n fondo se atrev&#237;a a financiar.</p><p>Su libro Sextech Revolution: The Future of Sexual Wellness lo public&#243; Lioncrest. Forbes la incluye entre las pocas mujeres que han levantado capital de riesgo en sextech, y Fast Company la meti&#243; en su Queer 50 en mayo de 2020.</p><p>Lo que vale la pena entender de Andrea es c&#243;mo se construye una compa&#241;&#237;a cuando el sector entero asume que tu mercado no existe. La conversaci&#243;n del viernes se va a centrar ah&#237;: c&#243;mo levantar dinero, contratar y escalar cuando los inversionistas, los socios y muchas veces los clientes empiezan diciendo que no.</p><p>Este viernes me siento con ella en vivo. No te lo pierdas. Viernes 8 de mayo, 4pm Colombia.</p><p>Charla completa&#128071;</p>
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   ]]></content:encoded></item><item><title><![CDATA[Blitzscaling es el libro que más recomiendo a fundadores ]]></title><description><![CDATA[La tesis que explica c&#243;mo crecen las compa&#241;&#237;as que terminan dominando sus mercados.]]></description><link>https://www.bilbaos.co/p/blitzscaling-es-el-libro-que-mas</link><guid isPermaLink="false">https://www.bilbaos.co/p/blitzscaling-es-el-libro-que-mas</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Thu, 30 Apr 2026 18:15:36 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!em4k!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!em4k!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!em4k!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png 424w, https://substackcdn.com/image/fetch/$s_!em4k!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png 848w, https://substackcdn.com/image/fetch/$s_!em4k!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png 1272w, https://substackcdn.com/image/fetch/$s_!em4k!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!em4k!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png" width="928" height="1152" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1152,&quot;width&quot;:928,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1606400,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/196029714?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!em4k!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png 424w, https://substackcdn.com/image/fetch/$s_!em4k!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png 848w, https://substackcdn.com/image/fetch/$s_!em4k!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png 1272w, https://substackcdn.com/image/fetch/$s_!em4k!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4c228ffc-b4c5-4440-8217-681b389905db_928x1152.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Blitzscaling, de Reid Hoffman y Chris Yeh, es uno de los libros que m&#225;s recomiendo. Lo cito con frecuencia dentro de 30X y aparece de manera recurrente en mis conversaciones con fundadores cuando me preguntan c&#243;mo deciden los gigantes cu&#225;ndo levantar pie del freno y cu&#225;ndo pisar a fondo. Este mes lo leemos en Knowledge Club.</p><p>Hoffman fue cofundador de Lin&#8230;</p>
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          <a href="https://www.bilbaos.co/p/blitzscaling-es-el-libro-que-mas">
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   ]]></content:encoded></item><item><title><![CDATA[IndiGO Tech: 2% de churn en 12 años]]></title><description><![CDATA[En un sector que rechaza pagar por software, Jos&#233; P&#225;ez construy&#243; IndiGO bootstrap durante 25 a&#241;os. Hoy operan el 16% de las camas hospitalarias de Colombia y proyectan US$32 millones de ventas en 2026]]></description><link>https://www.bilbaos.co/p/indigo-tech-2-de-churn-en-12-anos</link><guid isPermaLink="false">https://www.bilbaos.co/p/indigo-tech-2-de-churn-en-12-anos</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sat, 25 Apr 2026 23:53:52 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!wPec!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!wPec!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!wPec!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!wPec!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!wPec!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!wPec!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!wPec!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png" width="1456" height="1807" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/a33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1807,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:6492683,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/195480415?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!wPec!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!wPec!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!wPec!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!wPec!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa33aa82a-1c47-449c-b92f-7464ace423de_1856x2304.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Esta semana traje al Knowledge Club a Jos&#233; P&#225;ez Rojas, fundador y CEO de IndiGO Tech, una de las plataformas de salud digital m&#225;s grandes de Colombia. IndiGO opera el sistema sobre el que trabajan aproximadamente 25,000 profesionales de la salud, 1.2 millones de pacientes y cerca del 16% de las camas hospitalarias del pa&#237;s. Cerraron 2025 con US$10 millo&#8230;</p>
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          <a href="https://www.bilbaos.co/p/indigo-tech-2-de-churn-en-12-anos">
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          </a>
      </p>
   ]]></content:encoded></item><item><title><![CDATA[Invitado de la semana: José Páez Rojas, CEO de IndiGO Tech]]></title><description><![CDATA[La plataforma que est&#225; migrando los hospitales de LATAM a la nube]]></description><link>https://www.bilbaos.co/p/invitado-de-la-semana-jose-paez-rojas</link><guid isPermaLink="false">https://www.bilbaos.co/p/invitado-de-la-semana-jose-paez-rojas</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Thu, 23 Apr 2026 15:29:50 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!FV8_!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://us06web.zoom.us/j/84456699673?pwd=3klsXxkcCX8di8SSL58TxlokAmbijo.1" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!FV8_!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!FV8_!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!FV8_!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png 1272w, 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data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/df447132-22ce-47db-a840-52707e7c9c69_1856x2304.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1807,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:6492683,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:&quot;https://us06web.zoom.us/j/84456699673?pwd=3klsXxkcCX8di8SSL58TxlokAmbijo.1&quot;,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/195246054?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!FV8_!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png 424w, https://substackcdn.com/image/fetch/$s_!FV8_!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png 848w, https://substackcdn.com/image/fetch/$s_!FV8_!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png 1272w, https://substackcdn.com/image/fetch/$s_!FV8_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdf447132-22ce-47db-a840-52707e7c9c69_1856x2304.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Cada viernes traigo al Club del Conocimiento a un crack que est&#225; construyendo algo que vale la pena entender. Esta semana: Jos&#233; P&#225;ez Rojas, fundador y CEO de IndiGO Tech.</p><p>IndiGO es un ecosistema integrado para hospitales: historia cl&#237;nica electr&#243;nica, ERP, an&#225;lisis de datos y gen&#243;mica sobre una misma plataforma. Solo en el primer trimestre de 2026, sumaron m&#225;s de 1,400 camas hospitalarias nuevas a su operaci&#243;n en la nube.</p><p>Es tecnolog&#237;a de nicho construida para un sector con restricciones que hacen casi cualquier otro mercado parecer sencillo: regulaci&#243;n estricta, datos sensibles, m&#225;rgenes ajustados y usuarios que no pueden permitirse que el sistema falle.</p><p>Este viernes me siento con &#233;l en vivo. Viernes 25 de abril, 4pm Colombia.</p><p>Link del Zoom aqu&#237; &#128071;</p>
      <p>
          <a href="https://www.bilbaos.co/p/invitado-de-la-semana-jose-paez-rojas">
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      </p>
   ]]></content:encoded></item><item><title><![CDATA[Domu AI: transformando el futuro de debt collection]]></title><description><![CDATA[Un masterclass de c&#243;mo combinar un mindset IA-first para implementar una cultura h&#237;peragresiva de ventas]]></description><link>https://www.bilbaos.co/p/domu-ai-16-personas-facturando-us10</link><guid isPermaLink="false">https://www.bilbaos.co/p/domu-ai-16-personas-facturando-us10</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sat, 11 Apr 2026 16:34:50 GMT</pubDate><enclosure url="https://substackcdn.com/image/youtube/w_728,c_limit/qc6wlPR7r1o" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Cuando Domu estaba arrancando y necesitaba reuniones con bancos colombianos, Nicol&#225;s D&#237;az entr&#243; a mi LinkedIn y, sin pedirme permiso, busc&#243; mis contactos en el sector financiero y agend&#243; reuniones con ocho presidentes de bancos. </p><p>Tuve que cambiarle la clave a mi LinkedIn porque me llen&#243; la agenda de compromisos que yo nunca hab&#237;a aceptado. <strong>Ese nivel de d&#8230;</strong></p>
      <p>
          <a href="https://www.bilbaos.co/p/domu-ai-16-personas-facturando-us10">
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      </p>
   ]]></content:encoded></item><item><title><![CDATA[Sesión en vivo hoy Nico Diaz, CEO de Domu]]></title><description><![CDATA[C&#243;mo construir una empresa de IA que procesa millones de interacciones para los bancos m&#225;s grandes de Am&#233;rica]]></description><link>https://www.bilbaos.co/p/sesion-en-vivo-hoy-nico-diaz-ceo</link><guid isPermaLink="false">https://www.bilbaos.co/p/sesion-en-vivo-hoy-nico-diaz-ceo</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Fri, 10 Apr 2026 17:40:51 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!SjVu!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!SjVu!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!SjVu!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg 424w, https://substackcdn.com/image/fetch/$s_!SjVu!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg 848w, https://substackcdn.com/image/fetch/$s_!SjVu!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!SjVu!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!SjVu!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg" width="1288" height="1600" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1600,&quot;width&quot;:1288,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:452849,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/193812325?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5787fe34-8c82-4024-bb6b-02820e1b41b9_1288x1600.jpeg&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" 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class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Esta semana recibimos a <strong>Nico Diaz</strong>, CEO y cofundador de <strong>Domu</strong>.<br><br><a href="https://www.linkedin.com/in/nicodomu/">Visita su perfil en Linkedln</a></p><p>Nico es colombiano, estudi&#243; Computer Science en <strong>Carnegie Mellon</strong> y fue seleccionado para <strong>Y Combinator</strong> la aceleradora que impuls&#243; a Airbnb, Stripe y Dropbox.</p><p>Construy&#243; la primera agencia de cobranza del mundo operada por inteligencia artificial. Con un equipo de 5 personas procesan m&#225;s de 6 millones de interacciones al mes para instituciones financieras como BBVA, MetLife y BNP Paribas.</p><p>Antes de escribir una l&#237;nea de c&#243;digo, &#233;l y su cofundadora hicieron 450 llamadas de ventas para entender el problema desde adentro. Hoy su empresa factura $1 mill&#243;n de d&#243;lares al a&#241;o.</p><p>Hoy le preguntamos c&#243;mo lo construy&#243;.<br><br>Hoy viernes 4pm Colombia<br><br>Link de la sesi&#243;n est&#225; disponible para miembros del club &#128071;</p>
      <p>
          <a href="https://www.bilbaos.co/p/sesion-en-vivo-hoy-nico-diaz-ceo">
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   ]]></content:encoded></item><item><title><![CDATA["Siempre hay que perseguir lo extraordinario": Alejandro Nieto de Jelt]]></title><description><![CDATA[Alejandro Nieto tiene 28 a&#241;os y est&#225; construyendo la infraestructura que soporta la entrega de los insumos m&#233;dicos a m&#250;ltiples instituciones m&#233;dicas en Colombia y Estados Unidos]]></description><link>https://www.bilbaos.co/p/siempre-hay-que-perseguir-lo-extraordinario</link><guid isPermaLink="false">https://www.bilbaos.co/p/siempre-hay-que-perseguir-lo-extraordinario</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Fri, 27 Mar 2026 23:50:11 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!z5Qp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff0fdd8b2-e555-4b85-8001-21227e8bcb41_1920x1080.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a 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class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Alejandro Nieto cre&#243; 21 correos electr&#243;nicos falsos a los 19 a&#241;os para que Cruz Verde no supiera que le estaba comprando medicamentos a un universitario en la primera empresa que mont&#243;. Se invent&#243; el correo del de tesorer&#237;a, de la de contabilidad, del de servicio al cliente. Se volvi&#243; muy recursivo desde que cursaba primer semestre de Derecho en Los Andes. </p><p>As&#237; germin&#243; la semilla de lo que nueve a&#241;os despu&#233;s se convertir&#237;a en Jelt. En ese periodo, ha vendido una distribuidora farmac&#233;utica que operaba en Colombia y Venezuela con 18 laboratorios y clientes como Cafam y Ecopetrol, y ahora lidera Jelt, una plataforma de abastecimiento m&#233;dico que ya opera en Estados Unidos con una filosof&#237;a que resume en una frase: &#8220;si voy a perseguir algo, voy a perseguir lo extraordinario&#8221;</p><p>Mira la charla completa con Alejandro</p>
      <p>
          <a href="https://www.bilbaos.co/p/siempre-hay-que-perseguir-lo-extraordinario">
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   ]]></content:encoded></item><item><title><![CDATA[La ambición sin techo de Santiago Gómez de Simetrik]]></title><description><![CDATA[C&#243;mo se resuelve la caja negra de las empresas que transaccionan montos dif&#237;ciles de calcular]]></description><link>https://www.bilbaos.co/p/la-ambicion-sin-techo-de-santiago</link><guid isPermaLink="false">https://www.bilbaos.co/p/la-ambicion-sin-techo-de-santiago</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sat, 21 Mar 2026 14:18:01 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!A70w!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!A70w!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!A70w!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png 424w, https://substackcdn.com/image/fetch/$s_!A70w!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png 848w, https://substackcdn.com/image/fetch/$s_!A70w!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png 1272w, https://substackcdn.com/image/fetch/$s_!A70w!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!A70w!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png" width="1467" height="851" 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srcset="https://substackcdn.com/image/fetch/$s_!A70w!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png 424w, https://substackcdn.com/image/fetch/$s_!A70w!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png 848w, https://substackcdn.com/image/fetch/$s_!A70w!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png 1272w, https://substackcdn.com/image/fetch/$s_!A70w!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb0d287f-c4dc-473b-8cfa-0a6847437b44_1467x851.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>En 2017, Santiago G&#243;mez y Alejandro Casas ten&#237;an 26 a&#241;os, una oficina peque&#241;a y un plugin de Chrome que le agregaba un bot&#243;n de compra a la p&#225;gina de Zara en Colombia, porque Zara todav&#237;a no ten&#237;a e-commerce en el pa&#237;s. El plugin lleg&#243; a soportar 30 o 40 p&#225;ginas, sin negociar con ninguna marca, sin monetizar. <strong>Era una prueba de hip&#243;tesis pura: las compras por internet en Latinoam&#233;rica estaban rotas porque la gente no se pod&#237;a probar la ropa antes de usarla.</strong> </p><p>Escucha la conversaci&#243;n completa con Santiago de Simetrik.</p><div class="native-audio-embed" data-component-name="AudioPlaceholder" data-attrs="{&quot;label&quot;:null,&quot;mediaUploadId&quot;:&quot;311fc79b-2385-46b3-9d6f-bed8e2daef37&quot;,&quot;duration&quot;:3631.8042,&quot;downloadable&quot;:false,&quot;isEditorNode&quot;:true}"></div><p>Cuando no pudieron traccionar m&#225;s, pivotearon hacia una subscription box tipo Stitch Fix, donde le mandaban ropa a la casa cada mes y el cliente se quedaba con lo que quer&#237;a. Con eso entraron a Y Combinator en la cohorte Winter 18&#8217;, crecieron a US$40 o US$50 mil en tres meses, y al salir a levantar capital descubrieron que nadie los quer&#237;a financiar.</p><blockquote><p>&#8220;Todo el mundo te dice que el fundraising es un s&#237; por cada 50 nos, pero no era eso. Era sentir que est&#225;bamos yendo contra la corriente.&#8221; </p></blockquote><p>En mayo de 2018 decidieron parar. Ten&#237;an 50 mil d&#243;lares en el banco, quemaban cinco mil al mes entre tres ingenieros y una dise&#241;adora (los dos cofundadores no ten&#237;an salario), y la decisi&#243;n m&#225;s dif&#237;cil fue aceptar que Ropeo no ten&#237;a futuro.</p><p>En psicolog&#237;a existe un sesgo documentado: nos duele m&#225;s perder algo de lo que nos alegra ganarlo. Es la raz&#243;n por la que alguien que lleva 10 minutos esperando un bus puede quedarse media hora m&#225;s en vez de tomar un taxi que puede pagar, porque abandonar esos 10 minutos ya invertidos se siente como una p&#233;rdida concreta. </p><p>En el emprendimiento pasa lo mismo. Santiago miraba Ropeo y sent&#237;a que iba a botar a la basura algo gigante, cuando, en retrospectiva, comparado con lo que construy&#243; despu&#233;s, no era nada. Pero adem&#225;s estaba la dimensi&#243;n social: acababan de volver de Y Combinator, que en 2018 era todav&#237;a m&#225;s aspiracional de lo que es hoy en Colombia, y la verg&#252;enza de decirle a la familia y a los amigos que eso no hab&#237;a funcionado pesaba tanto como la decisi&#243;n financiera.</p><blockquote><p>&#8220;Yo creo que ese es el problema de muchos emprendedores, que est&#225;n enamorados de las soluciones y no de los problemas. Que suena clich&#233;sudo, pero es una realidad.&#8221; </p></blockquote><p>Cuando mira hacia atr&#225;s, Santiago ve el cierre de Ropeo como uno de los momentos formativos m&#225;s importantes de su carrera, porque le ense&#241;&#243; algo que sigue aplicando hoy como CEO de una empresa de US$115 millones en capital levantado: <strong>hay que desprenderse de las cosas para dejar que las nuevas pasen</strong>. Le pasa constantemente con su equipo de ventas, donde un vendedor puede estar pegado a una oportunidad durante meses porque ya invirti&#243; mucho en ella, cuando parte de la raz&#243;n de que haya sido tan dif&#237;cil es que simplemente no era un buen fit.</p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://www.bilbaos.co/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">Suscr&#237;bete a la versi&#243;n paga para hacer parte de las sesiones en vivo</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><h2>Sim&#243;n Borrero y la cajita negra de Rappi</h2><p>Despu&#233;s de cerrar Ropeo, Santiago fue a sentarse en la oficina de Sim&#243;n Borrero en Bogot&#225;. Lo conoc&#237;a desde Endeavor, donde Santiago hab&#237;a trabajado antes de emprender, y le cont&#243; que hab&#237;an cerrado y estaban buscando qu&#233; hacer. Lo que Santiago recuerda de esa reuni&#243;n es que Sim&#243;n fue la primera persona que no le pregunt&#243; qu&#233; iban a hacer con la ropa que les quedaba del inventario. Todos los dem&#225;s hac&#237;an la misma pregunta sobre el pasado. Sim&#243;n dijo algo diferente: </p><blockquote><p>&#8220;A m&#237; no me importa qu&#233; van a hacer con Ropeo, olv&#237;dense de eso. La pregunta es qu&#233; van a hacer de ahora para adelante.&#8221;</p></blockquote><p>Y despu&#233;s les plante&#243; tres problemas que ten&#237;a Rappi: fraude de tarjetas de cr&#233;dito, fraude de rappitenderos, y lo que internamente llamaban &#8220;la cajita negra&#8221;, que era un pedazo enorme de la caja que nadie pod&#237;a conciliar porque los flujos financieros en tiempo real eran incre&#237;blemente dif&#237;ciles de rastrear. </p><p>A veces la caja negra era positiva, a veces negativa, y la realidad era que nadie ten&#237;a ni idea de d&#243;nde estaba esa plata. Sim&#243;n les dio cuatro meses: v&#233;nganse para la oficina, traten de solucionarlo, y si logran hacer un producto, felicitaciones, seremos su primer cliente.</p><p>Santiago y Alejo no sab&#237;an absolutamente nada de control financiero. Ven&#237;an de vender ropa por internet. Pero se metieron a la oficina de Rappi en octubre de 2018 y al segundo mes les dejaron de pagar porque el avance no era suficiente, aunque les permitieron seguir los cuatro meses completos. <strong>El problema era genuinamente complejo por la cantidad de casos distintos, pero f&#225;cil de definir: la plata est&#225; o no est&#225;, y le est&#225;n cobrando a alguien lo que tienen que cobrarle o no.</strong> </p><p>Santiago dice que hicieron &#8220;la universidad en Rappi&#8221; porque hablaron con todos los medios de pago que usaba Rappi en Latinoam&#233;rica, y despu&#233;s &#8220;el doctorado con Mercado Libre&#8221;, que fue su siguiente cliente ese mismo a&#241;o y hoy sigue siendo el m&#225;s grande. Seis meses despu&#233;s de entrar a Rappi, ten&#237;an tres o cuatro clientes y estaban vendiendo en serio, resolviendo un problema que todo el mundo ten&#237;a.</p><h2>Ambici&#243;n sin techo</h2><p>La paradoja del emprendedor, dice Santiago, es que siempre hay uno m&#225;s grande que uno, y al mismo tiempo uno es mucho m&#225;s grande de lo que se imagina. &#8220;Ni nos lo imaginamos ni nos lo imaginamos.&#8221; Lo que quiere decir con eso es que el mindset nunca fue llegar a un punto espec&#237;fico, pero tampoco fue cre&#233;rsela antes de tiempo. Ha sido lo que &#233;l llama <em><strong>uncapped:</strong></em> sin l&#237;mite, sin techo, sin una meta final que defina el &#233;xito, sino un &#8220;hasta donde toque&#8221; permanente.</p><p>Eso incluye enfrentar el chip cultural de ser latinoamericano vendiendo en Estados Unidos, que Santiago reconoce abiertamente. Cuando hizo una reorganizaci&#243;n interna el a&#241;o pasado y qued&#243; liderando todo el go-to-market de Simetrik, le empez&#243; a reportar un VP de ventas gringo con a&#241;os de experiencia en empresas grandes. Santiago recuerda sentir miedo: </p><blockquote><p>&#8220;&#191;Ser&#225; que esa persona me va a respetar? &#191;Ser&#225; que yo voy a poder estar en reuniones con estos gringos y darla y estar a la altura?&#8221; </p></blockquote><p>Trabaj&#243; ese miedo con su coach  y se dio cuenta de que todas esas barreras que se hab&#237;a inventado no exist&#237;an. Termin&#243; sacando al VP gringo de la empresa y descubri&#243; que su VP de ventas de Latinoam&#233;rica era 10 veces mejor. &#8220;La gente es buena por lo que es, no de d&#243;nde viene o qu&#233; idioma habla.&#8221;</p><h2>Cien cosas peque&#241;as que transforman una organizaci&#243;n</h2><p>Simetrik est&#225; usando inteligencia artificial internamente, y lo interesante es que su enfoque es exactamente lo opuesto al discurso grandilocuente de &#8220;el agente que reemplaza todo&#8221;. Santiago ve una ansiedad generalizada en la industria: todo el mundo dice que est&#225; haciendo cosas con IA, y hay un miedo en silencio de si est&#225;n haciendo lo suficiente. Su respuesta es que el impacto viene de la acumulaci&#243;n de intervenciones peque&#241;as, no del proyecto transformador &#250;nico.</p><p>Me encant&#243; el ejemplo de los POVs (Point of View), un documento de ventas que Simetrik usa para cerrar clientes enterprise. Un POV incluye highlights de la industria del prospecto, regulaciones relevantes, un escenario actual con hip&#243;tesis de p&#233;rdidas financieras, un escenario posterior con Simetrik implementado, funcionalidades espec&#237;ficas que aplican, y credenciales relevantes de clientes similares. </p><p>Construir uno requer&#237;a investigar el negocio de la empresa, revisar reportes de inversionistas si era p&#250;blica, entender la regulaci&#243;n local, calcular puntos b&#225;sicos de p&#233;rdida por volumen transaccional. El equipo de <em>enablement</em> se demoraba dos o tres semanas en hacer uno, y eran tan complejos que ten&#237;an un KPI de cu&#225;ntos POVs pod&#237;a producir cada vendedor porque no daban abasto.</p><p>Santiago tom&#243; el equipo de <em>enablement</em> (el equipo que tradicionalmente entrenaba vendedores, hac&#237;a decks y ense&#241;aba a vender) y lo convirti&#243; en un equipo t&#233;cnico que construye skills para Claude. En dos semanas armaron una biblioteca de <em>skills</em>: uno de investigaci&#243;n de empresas, uno de c&#225;lculo de ROI basado en industria y productos financieros del prospecto, uno de propuesta de valor con los ocho dominios de control de Simetrik, uno de QA de presentaciones, uno de relationship mapping que genera mapas de stakeholders con links de LinkedIn. Despu&#233;s Santiago lider&#243; personalmente workshops con grupos de cuatro vendedores: comp&#225;rtame pantalla, instale Claude, este es el POV que no ha hecho, h&#225;galo ahora con estos skills. </p><p>Un vendedor le mand&#243; un mensaje mostr&#225;ndole que hab&#237;a conseguido una reuni&#243;n con el adquiriente m&#225;s grande de Bolivia envi&#225;ndole un POV generado con Claude que antes no hubiera tenido tiempo de construir. De tres semanas a cinco minutos.</p><blockquote><p>&#8220;No tiene que ser el caso de uso m&#225;s loco e hipercomplejo para que sea de impacto. Pueden ser cosas relativamente sencillas y tantas que entre todas generen un impacto completo en la transformaci&#243;n de un equipo.&#8221;</p></blockquote><h2>El conocimiento como foso en un mundo post-IA</h2><p>Santiago tiene una observaci&#243;n sobre el futuro del software enterprise que conecta directamente con una tesis que est&#225; circulando mucho en venture capital: en la industria de software tradicional, los equipos de professional services (implementaci&#243;n, consultor&#237;a, soporte t&#233;cnico especializado) eran vistos con desprecio porque no eran escalables. Ahora la narrativa se invirti&#243;: la pr&#243;xima empresa de hipercrecimiento va a parecer una empresa de servicios por fuera pero con tecnolog&#237;a por dentro, porque la IA hace que los servicios sean escalables por primera vez.</p><p>Simetrik tiene un equipo grande de <em>Professional Services</em> que hace implementaciones y sabe exactamente c&#243;mo se controlan los flujos financieros en cientos de empresas distintas. Ese conocimiento es su foso. La pregunta que Santiago se hace es d&#243;nde termina el conocimiento de los modelos de lenguaje (que es informaci&#243;n p&#250;blica) y d&#243;nde empieza la informaci&#243;n privilegiada que solo ciertas empresas tienen por su base instalada, sus implementaciones, sus a&#241;os resolviendo un problema espec&#237;fico. </p><p>En el caso de Simetrik, sus herramientas permiten controlar 600 productos financieros solo en Mercado Libre. Hay una o dos personas en toda la empresa que saben cu&#225;les son todos esos productos. Ese conocimiento propietario, combinado con la capacidad de los modelos para operar sobre &#233;l, es lo que crea la ventaja competitiva real.</p><p>Simetrik ha levantado US$115 millones en total: incluyendo una Serie B de US$55 millones, seguida de una extensi&#243;n de US$30 millones. Trabajan con Mercado Libre, Banco Santander en Brasil, y una lista creciente de bancos y fintechs en toda la regi&#243;n. Santiago vive en Miami hace tres a&#241;os, acaba de llegar de una reuni&#243;n con un banco en Brasil, y si le pregunt&#225;s si tiene ganas de levantar m&#225;s capital, responde con la frase que define la realidad de cualquier founder que ha pasado por las trincheras del fundraising: </p><blockquote><p><strong>&#8220;Uno levanta plata cuando puede, no cuando quiere.&#8221;</strong></p></blockquote><h2>Aprender a operar con la mentalidad de hipercrecimiento de Simetrik</h2><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!azle!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!azle!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png 424w, https://substackcdn.com/image/fetch/$s_!azle!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png 848w, https://substackcdn.com/image/fetch/$s_!azle!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png 1272w, https://substackcdn.com/image/fetch/$s_!azle!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!azle!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png" width="1456" height="612" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/c2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:612,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!azle!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png 424w, https://substackcdn.com/image/fetch/$s_!azle!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png 848w, https://substackcdn.com/image/fetch/$s_!azle!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png 1272w, https://substackcdn.com/image/fetch/$s_!azle!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc2629de2-d09a-4b56-b8f8-ec0d8d5434c4_2794x1174.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>El 22, 23 y 24 de abril abrimos una nueva edici&#243;n de nuestro programa inmersivo presencial en Bogot&#225;. Durante tres d&#237;as trabajamos con due&#241;os de empresa en mentalidad de expansi&#243;n, growth aplicado a empresas de forma tangible, cultura de ejecuci&#243;n y la transici&#243;n hacia un modelo operativo <strong>con foco en ventas, implementaci&#243;n de herramientas y foco en mindset para que compitas en todo el mundo.</strong></p><p>Todo basado en lo que hemos aplicado construyendo y escalando compa&#241;&#237;as, con ejemplos concretos de c&#243;mo se toman las decisiones cuando el ritmo de crecimiento exige respuestas en semanas y la estructura tiene que acompa&#241;ar ese ritmo sin quebrarse, como en el caso de Simetrik, que se meti&#243; a resolver un problema bravo en una industria apenas emergente dentro de fintech: las cuentas no saldadas de las compa&#241;&#237;as.</p><p>Si tu empresa est&#225; en ese punto donde el siguiente salto es posible pero la operaci&#243;n actual no lo soporta, esta edici&#243;n est&#225; dise&#241;ada para eso. Aplica en el bot&#243;n de abajo. </p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://30x.com/inmersivo30x?utm_source=instagram&amp;utm_medium=substack&amp;utm_campaign=30x_negociacion_presencial_educativo&amp;utm_content=substack_21mar&quot;,&quot;text&quot;:&quot;Aplica al imersivo presencial.&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://30x.com/inmersivo30x?utm_source=instagram&amp;utm_medium=substack&amp;utm_campaign=30x_negociacion_presencial_educativo&amp;utm_content=substack_21mar"><span>Aplica al imersivo presencial.</span></a></p>]]></content:encoded></item></channel></rss>