<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[Hermanos Bilbao: Next]]></title><description><![CDATA[NEXT es un producto para estudiantes de 13 a 18 años, que permite que entiendan y dominen inteligencia artificial construyendo. Desde la primera semana identifican un problema y crean un producto y un negocio real apalancado en IA.
]]></description><link>https://www.bilbaos.co/s/next</link><image><url>https://substackcdn.com/image/fetch/$s_!mRC1!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F51070c63-503e-4d71-951d-f41f33acef69_960x960.png</url><title>Hermanos Bilbao: Next</title><link>https://www.bilbaos.co/s/next</link></image><generator>Substack</generator><lastBuildDate>Wed, 17 Jun 2026 15:14:45 GMT</lastBuildDate><atom:link href="https://www.bilbaos.co/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[Hermanos Bilbao]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[bilbaos@substack.com]]></webMaster><itunes:owner><itunes:email><![CDATA[bilbaos@substack.com]]></itunes:email><itunes:name><![CDATA[Hermanos Bilbao]]></itunes:name></itunes:owner><itunes:author><![CDATA[Hermanos Bilbao]]></itunes:author><googleplay:owner><![CDATA[bilbaos@substack.com]]></googleplay:owner><googleplay:email><![CDATA[bilbaos@substack.com]]></googleplay:email><googleplay:author><![CDATA[Hermanos Bilbao]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Project Glasswing]]></title><description><![CDATA[Un modelo que hace reprensar profundamente la ciberseguridad en la era de IA]]></description><link>https://www.bilbaos.co/p/project-glasswing</link><guid isPermaLink="false">https://www.bilbaos.co/p/project-glasswing</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Wed, 10 Jun 2026 12:02:13 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!w4iL!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!w4iL!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!w4iL!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png 424w, https://substackcdn.com/image/fetch/$s_!w4iL!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png 848w, https://substackcdn.com/image/fetch/$s_!w4iL!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png 1272w, https://substackcdn.com/image/fetch/$s_!w4iL!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!w4iL!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png" width="1456" height="760" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:760,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2068734,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/201438507?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!w4iL!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png 424w, https://substackcdn.com/image/fetch/$s_!w4iL!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png 848w, https://substackcdn.com/image/fetch/$s_!w4iL!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png 1272w, https://substackcdn.com/image/fetch/$s_!w4iL!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F08edcbb0-dc39-401f-af4f-f64bb02df47a_1735x906.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Un investigador de seguridad estaba comiendo un s&#225;ndwich en un parque cuando le lleg&#243; un correo que no esperaba. El remitente no era un colega ni su jefe. Era una inteligencia artificial que, hasta ese momento, estaba encerrada en una computadora sin conexi&#243;n a internet. Anthropic la hab&#237;a puesto ah&#237; como parte de una prueba interna: le dieron el objetivo de intentar escapar y contactar al investigador l&#237;der, y el modelo lo hizo. Encontr&#243; la forma de salir, consigui&#243; conectarse a internet, y le mand&#243; el correo. El investigador se enter&#243; cuando lo abri&#243; mientras com&#237;a.</p><p>Eso no es ciencia ficci&#243;n. E<strong>st&#225; documentado en el reporte oficial de 244 p&#225;ginas que Anthropic public&#243; el 7 de abril de 2026 cuando present&#243; Claude Mythos, su modelo m&#225;s avanzado hasta la fecha.</strong></p><h1>Qu&#233; es Mythos</h1><p>Mythos est&#225; entrenado espec&#237;ficamente para encontrar fallas de seguridad en software, con una precisi&#243;n que ning&#250;n equipo humano puede igualar en velocidad ni en escala. <strong>En una prueba est&#225;ndar de la industria que mide esa capacidad, encontr&#243; fallas de seguridad en el 83.1% de los casos, frente al 66.6% de la versi&#243;n anterior de Claude.</strong> Para tener contexto: ese tipo de fallas son las que permiten que hackers entren a sistemas de bancos, hospitales o infraestructura del gobierno.</p><p>Pero Mythos no est&#225; disponible para el p&#250;blico. Y la raz&#243;n que dio Anthropic es inusual para una industria acostumbrada a anunciar todo como un logro hist&#243;rico: dijeron <strong>que ninguna compa&#241;&#237;a en el mundo ha desarrollado las protecciones suficientes para que un modelo tan poderoso no sea mal utilizado.</strong> Prefirieron no lanzarlo antes que lanzarlo sin garant&#237;as.</p><p>En cambio, crearon el Proyecto Glasswing: un programa cerrado donde solo organizaciones espec&#237;ficas y verificadas tienen acceso a Mythos para usarlo de forma defensiva, es decir, para encontrar fallas antes de que alguien malo las encuentre primero. Los 12 socios fundadores incluyen a AWS, Apple, Microsoft, Google, CrowdStrike y JPMorganChase. Anthropic puso US$100M en cr&#233;ditos de uso sobre la mesa y US$4M en donaciones a proyectos de seguridad de c&#243;digo abierto. En junio de 2026 abrieron el programa a aproximadamente 150 nuevas organizaciones en m&#225;s de 15 pa&#237;ses, todas enfocadas en proteger infraestructura cr&#237;tica: los sistemas que hacen funcionar la electricidad, el agua potable, los hospitales y las comunicaciones.</p><p>Hasta ahora, los primeros socios encontraron m&#225;s de 10,000 fallas de seguridad graves en conjunto. Cloudflare encontr&#243; 2,000 en su propia infraestructura, 400 de ellas de alta severidad. Mozilla corrigi&#243; 271 fallas en Firefox antes de que alguien pudiera explotarlas.</p><p>OpenAI hizo algo parecido casi al mismo tiempo, con versiones especializadas de GPT-5 restringidas a defensores verificados. La diferencia es que OpenAI abri&#243; ese acceso a miles de personas con un filtro de identidad, mientras que Anthropic lo restringi&#243; a alrededor de 40 organizaciones con criterios mucho m&#225;s estrictos. Dos empresas, el mismo problema, estrategias distintas.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.bilbaos.co/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe now&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.bilbaos.co/subscribe?"><span>Subscribe now</span></a></p><div><hr></div><p>Despu&#233;s del episodio del correo en el parque, el modelo hizo algo que nadie le pidi&#243;: <strong>public&#243; los detalles t&#233;cnicos de c&#243;mo hab&#237;a escapado en sitios web p&#250;blicos.</strong> Y en algunos casos intent&#243; ocultar acciones que, seg&#250;n el reporte oficial, &#8220;parec&#237;a saber que estaban prohibidas&#8221;. Anthropic llama esos comportamientos &#8220;descuidados&#8221; y los atribuye a una versi&#243;n temprana con menos protecciones. Pero en el mismo reporte usan dos frases que normalmente no aparecen juntas: Mythos es &#8220;el modelo mejor alineado por un margen significativo&#8221; y al mismo tiempo &#8220;el que probablemente representa el mayor riesgo de alineaci&#243;n de cualquier modelo que hayamos lanzado hasta la fecha&#8221;.</p><p><strong>Es fascinante y preocupante al mismo tiempo: las dos empresas m&#225;s avanzadas del mundo en inteligencia artificial llegaron independientemente a la misma conclusi&#243;n: hay modelos que son demasiado poderosos para liberarlos sin saber exactamente qu&#233; va a pasar.</strong> La conversaci&#243;n sobre qui&#233;n tiene acceso, con qu&#233; reglas y bajo qu&#233; condiciones acaba de empezar.</p><h2>&#191;Y qu&#233; tienen que ver los padres?</h2><p>&#191;Qu&#233; tipo de relaci&#243;n con estas herramientas queremos que construyan los pollos de 13 a 18 a&#241;os que hoy est&#225;n aprendiendo a moverse en este mundo?</p><p>He pensado mucho en eso desde que armamos NEXT. Saber pedirle algo a una inteligencia artificial es solo el punto de entrada. Lo que marca diferencia es saber qu&#233; problemas vale la pena dirigirle, c&#243;mo evaluar lo que produce, y cu&#225;ndo hay que cuestionar en lugar de confiar. Esas habilidades no se aprenden usando IA para las tareas del colegio. Se aprenden construyendo algo real, con un objetivo concreto, iterando r&#225;pido y entendiendo por qu&#233; algo funciona o no.</p><p>Eso es lo que construimos en NEXT, el programa de IA y emprendimiento de 30X para pollos de Am&#233;rica Latina. Cada estudiante que entra financia un becado. Si ten&#233;s un pollo en casa y esto resuena, conoc&#233; el programa en el bot&#243;n de abajo.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://form.typeform.com/to/CEZ0xq1V?utm_source=substackandres&quot;,&quot;text&quot;:&quot;Me interesa&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://form.typeform.com/to/CEZ0xq1V?utm_source=substackandres"><span>Me interesa</span></a></p><p></p>]]></content:encoded></item><item><title><![CDATA[El liderazgo se puede aprender]]></title><description><![CDATA[El problema es que en ocasiones empezamos demasiado tarde]]></description><link>https://www.bilbaos.co/p/el-liderazgo-se-puede-aprender</link><guid isPermaLink="false">https://www.bilbaos.co/p/el-liderazgo-se-puede-aprender</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Tue, 02 Jun 2026 19:58:17 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!uS9E!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!uS9E!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!uS9E!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png 424w, https://substackcdn.com/image/fetch/$s_!uS9E!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png 848w, https://substackcdn.com/image/fetch/$s_!uS9E!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png 1272w, https://substackcdn.com/image/fetch/$s_!uS9E!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!uS9E!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png" width="1456" height="819" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:819,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:3158880,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/200336128?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!uS9E!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png 424w, https://substackcdn.com/image/fetch/$s_!uS9E!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png 848w, https://substackcdn.com/image/fetch/$s_!uS9E!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png 1272w, https://substackcdn.com/image/fetch/$s_!uS9E!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bf99d86-1d7a-4ef7-aa7c-8e5fe6e97f55_1672x941.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Hay personas que cuando las conoc&#233;s a los 15 o 16 a&#241;os ya tienen algo dif&#237;cil de nombrar pero f&#225;cil de reconocer. Lo ten&#237;a Sim&#243;n Borrero antes de fundar Rappi. Lo ten&#237;a Santiago Su&#225;rez antes de construir Addi. <strong>Una ambici&#243;n tranquila y una forma de relacionarse con el mundo que ya era distinta, algo en c&#243;mo hac&#237;an preguntas y c&#243;mo reaccionaban cuando alg&#8230;</strong></p>
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      </p>
   ]]></content:encoded></item><item><title><![CDATA[De Open AI a Anthropic]]></title><description><![CDATA[Para los que nos gusta el f&#250;tbol, esto es como cuando Figo jugaba en el Barcelona y se fue a jugar al Real Madrid]]></description><link>https://www.bilbaos.co/p/de-open-ai-a-anthropic</link><guid isPermaLink="false">https://www.bilbaos.co/p/de-open-ai-a-anthropic</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Tue, 26 May 2026 22:01:29 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!z807!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!z807!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!z807!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png 424w, https://substackcdn.com/image/fetch/$s_!z807!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png 848w, https://substackcdn.com/image/fetch/$s_!z807!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png 1272w, https://substackcdn.com/image/fetch/$s_!z807!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!z807!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png" width="1024" height="1038" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1038,&quot;width&quot;:1024,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1341032,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/199387604?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!z807!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png 424w, https://substackcdn.com/image/fetch/$s_!z807!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png 848w, https://substackcdn.com/image/fetch/$s_!z807!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png 1272w, https://substackcdn.com/image/fetch/$s_!z807!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c5c5e0d-b12a-40bb-b836-8fc344734c72_1024x1038.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>El 19 de mayo de 2026, Andrej Karpathy public&#243; en X que se un&#237;a al equipo de pre-entrenamiento de Anthropic. En Silicon Valley, ese anuncio tuvo el efecto de una piedra en un lago quieto. Karpathy no es un investigador m&#225;s: es co-fundador de OpenAI, el mismo laboratorio que Anthropic desaf&#237;a directamente. Es la persona que construy&#243; el sistema de visi&#243;n&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[Un niño de 12 años en Pretoria programó un videojuego]]></title><description><![CDATA[Hoy su empresa vale $1.75 billones y le acaba de alquilar una supercomputadora a su rival]]></description><link>https://www.bilbaos.co/p/un-nino-de-12-anos-en-pretoria-programo</link><guid isPermaLink="false">https://www.bilbaos.co/p/un-nino-de-12-anos-en-pretoria-programo</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Fri, 15 May 2026 12:02:04 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!mjHv!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!mjHv!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!mjHv!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!mjHv!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!mjHv!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!mjHv!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!mjHv!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2069873,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/197795647?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!mjHv!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!mjHv!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!mjHv!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!mjHv!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8c16c115-c624-4a68-a8b7-37b07c1940e6_1536x1024.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>El 6 de mayo de 2026, SpaceXAI anunci&#243; que le alquilar&#237;a a Anthropic (la empresa que Elon Musk hab&#237;a llamado &#8220;malvada&#8221; y &#8220;misantr&#243;pica&#8221; apenas tres meses antes) la totalidad de Colossus 1, una de las supercomputadoras m&#225;s grandes del planeta: m&#225;s de 222,000 GPUs de Nvidia y 300 megawatts de capacidad de c&#243;mputo. Seg&#250;n estimaciones de Antoine Chkaiban, a&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[50 personas, US$400 millones de facturación al año]]></title><description><![CDATA[As&#237; se ven las empresas que tus hijos pueden construir]]></description><link>https://www.bilbaos.co/p/50-personas-us400-millones-de-facturacion</link><guid isPermaLink="false">https://www.bilbaos.co/p/50-personas-us400-millones-de-facturacion</guid><pubDate>Wed, 13 May 2026 02:25:53 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!MUvZ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!MUvZ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!MUvZ!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png 424w, https://substackcdn.com/image/fetch/$s_!MUvZ!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png 848w, https://substackcdn.com/image/fetch/$s_!MUvZ!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png 1272w, https://substackcdn.com/image/fetch/$s_!MUvZ!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!MUvZ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png" width="1456" height="819" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:819,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2524461,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/197432188?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!MUvZ!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png 424w, https://substackcdn.com/image/fetch/$s_!MUvZ!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png 848w, https://substackcdn.com/image/fetch/$s_!MUvZ!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png 1272w, https://substackcdn.com/image/fetch/$s_!MUvZ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F054f37c3-ab02-4675-ad4e-5e073ee30655_1672x941.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Cursor, el editor de c&#243;digo con inteligencia artificial fundado por cuatro estudiantes del MIT, alcanz&#243; US$2,000 millones en ingresos anualizados en febrero de 2026 con aproximadamente 50 empleados. Eso equivale a unos US$40 millones de facturaci&#243;n por persona en el equipo, un n&#250;mero que probablemente no tiene precedente en la historia del software<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-1" href="#footnote-1" target="_self">1</a>.</p><p>Lova&#8230;</p>
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      </p>
   ]]></content:encoded></item><item><title><![CDATA[La IA ya está criando a tus hijos por vos]]></title><description><![CDATA[Suena chocante pero es verdad, as&#237; no te guste. Pero ya nos pusimos las pilas para ayudarte con ello.]]></description><link>https://www.bilbaos.co/p/la-ia-ya-esta-criando-a-tus-hijos</link><guid isPermaLink="false">https://www.bilbaos.co/p/la-ia-ya-esta-criando-a-tus-hijos</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Fri, 17 Apr 2026 15:23:55 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!ryGT!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!ryGT!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!ryGT!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg 424w, https://substackcdn.com/image/fetch/$s_!ryGT!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg 848w, https://substackcdn.com/image/fetch/$s_!ryGT!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!ryGT!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!ryGT!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:257238,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/194477905?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!ryGT!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg 424w, https://substackcdn.com/image/fetch/$s_!ryGT!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg 848w, https://substackcdn.com/image/fetch/$s_!ryGT!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!ryGT!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2ee773f9-1eb5-49ba-aa08-4fa1a369e50a_1536x1024.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Cuando pienso en crianza en pleno 2026, identifico padres que toman decisiones sobre la inteligencia artificial sin marco conceptual. <strong>Es como si conversar con los hijos sobre IA fuera el nuevo tab&#250;, el nuevo hablar sobre la sexualidad,</strong> porque ahora la inteligencia artificial es un acompa&#241;ante que, como Claude, ejecuta tareas en paralelo a la par de vos,&#8230;</p>
      <p>
          <a href="https://www.bilbaos.co/p/la-ia-ya-esta-criando-a-tus-hijos">
              Read more
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   ]]></content:encoded></item><item><title><![CDATA[La inteligencia artificial ya tiene perfilados a nuestros hijos]]></title><description><![CDATA[En nuestras manos est&#225; no condenarlos a ese social scoring]]></description><link>https://www.bilbaos.co/p/la-inteligencia-artificial-ya-tiene</link><guid isPermaLink="false">https://www.bilbaos.co/p/la-inteligencia-artificial-ya-tiene</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Fri, 03 Apr 2026 12:26:30 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!1DUA!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!1DUA!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!1DUA!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!1DUA!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!1DUA!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!1DUA!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!1DUA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/c186eace-a66d-4728-b428-bbe66818b054_1536x1024.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2790613,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/193016443?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!1DUA!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!1DUA!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!1DUA!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!1DUA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc186eace-a66d-4728-b428-bbe66818b054_1536x1024.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Ilustraciones de John Holcroft</figcaption></figure></div><p>Ma&#241;ana s&#225;bado 4 de abril voy a conversar con Rudy Ladagga. Rudy fund&#243; Gnius Club<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-1" href="#footnote-1" target="_self">1</a>, uno de los programas pioneros en ense&#241;anza de inteligencia artificial para ni&#241;os en M&#233;xico, y por m&#225;s de 21 a&#241;os ha evaluado innovaciones digitales educativas como representante de M&#233;xico en el World Summit Award, una de las iniciativas m&#225;s im&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[Un jurado en California acaba de cambiar internet para siempre]]></title><description><![CDATA[Lo de Meta sienta un precedente y, aunque se demore, la historia de internet y de las redes sociales va a cambiar por completo de ahora en adelante. Los pap&#225;s celebramos]]></description><link>https://www.bilbaos.co/p/un-jurado-en-california-acaba-de</link><guid isPermaLink="false">https://www.bilbaos.co/p/un-jurado-en-california-acaba-de</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Sun, 29 Mar 2026 12:43:29 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!wKHE!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!wKHE!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!wKHE!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg 424w, https://substackcdn.com/image/fetch/$s_!wKHE!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg 848w, https://substackcdn.com/image/fetch/$s_!wKHE!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!wKHE!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!wKHE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg" width="1024" height="684" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/60827833-085b-434a-b8ad-888415476652_1024x684.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:684,&quot;width&quot;:1024,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;FILE PHOTO: Cars drive past a sign of Meta, the new name for the company formerly known as Facebook, at its headquarters i...&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="FILE PHOTO: Cars drive past a sign of Meta, the new name for the company formerly known as Facebook, at its headquarters i..." title="FILE PHOTO: Cars drive past a sign of Meta, the new name for the company formerly known as Facebook, at its headquarters i..." srcset="https://substackcdn.com/image/fetch/$s_!wKHE!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg 424w, https://substackcdn.com/image/fetch/$s_!wKHE!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg 848w, https://substackcdn.com/image/fetch/$s_!wKHE!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!wKHE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F60827833-085b-434a-b8ad-888415476652_1024x684.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Carlos Barria, Reuters</figcaption></figure></div><p>Esta semana, un jurado en Los &#193;ngeles declar&#243; a Meta y a YouTube culpables de haberle arruinado la salud mental a una mujer que hoy tiene 20 a&#241;os y se identifica en los documentos judiciales como K.G.M<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-1" href="#footnote-1" target="_self">1</a>. Empez&#243; a usar YouTube a los seis a&#241;os, cre&#243; una cuenta de Instagram a los nueve, y para la adolescencia pasaba hasta 16 horas diar&#8230;</p>
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          <a href="https://www.bilbaos.co/p/un-jurado-en-california-acaba-de">
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      </p>
   ]]></content:encoded></item><item><title><![CDATA[Enseñar a persuadir desde la adolescencia]]></title><description><![CDATA[Los pollos que aprendan a persuadir van a estar considerablemente adelantados frente a sus pares. Esta es nuestra apuesta con NEXT.]]></description><link>https://www.bilbaos.co/p/ensenar-a-persuadir-desde-la-adolescencia</link><guid isPermaLink="false">https://www.bilbaos.co/p/ensenar-a-persuadir-desde-la-adolescencia</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Mon, 23 Mar 2026 13:34:40 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!P6jF!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!P6jF!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!P6jF!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg 424w, https://substackcdn.com/image/fetch/$s_!P6jF!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg 848w, https://substackcdn.com/image/fetch/$s_!P6jF!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!P6jF!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!P6jF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:625858,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/191861299?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!P6jF!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg 424w, https://substackcdn.com/image/fetch/$s_!P6jF!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg 848w, https://substackcdn.com/image/fetch/$s_!P6jF!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!P6jF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F432451b9-4a2d-40de-8090-5c57ee49d8fb_3200x2133.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>En 1984, un profesor de psicolog&#237;a de Arizona State University public&#243; un libro que tard&#243; tres a&#241;os en investigar. Para escribirlo, Robert Cialdini hizo algo que ning&#250;n acad&#233;mico de su nivel sol&#237;a hacer: se fue de encubierto<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-1" href="#footnote-1" target="_self">1</a>. <strong>Trabaj&#243; como vendedor de autos usados, como recaudador de fondos para organizaciones sin &#225;nimo de lucro, como telemarketer y como&#8230;</strong></p>
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   ]]></content:encoded></item><item><title><![CDATA[Aprende a vender y a construir desde los 15 años]]></title><description><![CDATA[Lo que Naval Ravikant descubri&#243; sobre la creaci&#243;n de riqueza y por qu&#233; en NEXT se lo estamos ense&#241;ando a adolescentes latinoamericanos]]></description><link>https://www.bilbaos.co/p/aprende-a-vender-y-a-construir-desde</link><guid isPermaLink="false">https://www.bilbaos.co/p/aprende-a-vender-y-a-construir-desde</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Mon, 16 Mar 2026 16:12:46 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!A1W7!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!A1W7!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!A1W7!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg 424w, https://substackcdn.com/image/fetch/$s_!A1W7!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg 848w, https://substackcdn.com/image/fetch/$s_!A1W7!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!A1W7!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!A1W7!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1123892,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/190468285?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!A1W7!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg 424w, https://substackcdn.com/image/fetch/$s_!A1W7!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg 848w, https://substackcdn.com/image/fetch/$s_!A1W7!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!A1W7!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85c58132-3e2a-4276-8823-3a560986c413_3200x2133.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Naval Ravikant public&#243; en 2018 un hilo en Twitter con 40 tuits que, en mi opini&#243;n, contiene m&#225;s sabidur&#237;a pr&#225;ctica sobre creaci&#243;n de riqueza que cualquier MBA del planeta.<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-1" href="#footnote-1" target="_self">1</a> El hilo se llama "How to Get Rich (Without Getting Lucky)" y fue compilado despu&#233;s en un libro gratuito por Eric Jorgenson: <em>The Almanack of Naval Ravikant</em>, el libro que estamos leyendo</p>
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   ]]></content:encoded></item><item><title><![CDATA[Un adulto que decide aprender como niño a sus 40 y tantos]]></title><description><![CDATA[Soy amigo de Jos&#233; Lelio desde hace m&#225;s de 30 a&#241;os. Hoy est&#225; aprendiendo inteligencia artificial y su hija comienza a construir la vida que quiere desde los 13 a trav&#233;s de Next]]></description><link>https://www.bilbaos.co/p/un-adulto-que-decide-aprender-como</link><guid isPermaLink="false">https://www.bilbaos.co/p/un-adulto-que-decide-aprender-como</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Thu, 12 Mar 2026 14:02:16 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!kj_6!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!kj_6!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!kj_6!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png 424w, https://substackcdn.com/image/fetch/$s_!kj_6!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png 848w, https://substackcdn.com/image/fetch/$s_!kj_6!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png 1272w, https://substackcdn.com/image/fetch/$s_!kj_6!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!kj_6!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png" width="1456" height="1075" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1075,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:5122730,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/190470809?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!kj_6!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png 424w, https://substackcdn.com/image/fetch/$s_!kj_6!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png 848w, https://substackcdn.com/image/fetch/$s_!kj_6!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png 1272w, https://substackcdn.com/image/fetch/$s_!kj_6!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c609525-58e1-416e-8097-f87e7c9ace63_2048x1512.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Daniel, Jos&#233; Lelio y yo</figcaption></figure></div><p>Hay personas con las que uno crece jugando f&#250;tbol descalzo en la calle y despu&#233;s no las ve por a&#241;os, hasta que un d&#237;a se reconectan como si el tiempo no hubiera pasado. <strong>Jos&#233; Lelio es una de esas personas.</strong> Viv&#237;a en diagonal a mi casa en Cali, nos la pas&#225;bamos entre su casa y la m&#237;a, &#237;bamos a la finca de su pap&#225;, jug&#225;bamos f&#250;tbol co&#8230;</p>
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          </a>
      </p>
   ]]></content:encoded></item><item><title><![CDATA[La integrante más joven de mi equipo es la definición de alta agencia]]></title><description><![CDATA[Por qu&#233; dise&#241;amos NEXT como un laboratorio de agencia para la pr&#243;xima generaci&#243;n de Latinoam&#233;rica]]></description><link>https://www.bilbaos.co/p/la-integrante-mas-joven-de-mi-equipo</link><guid isPermaLink="false">https://www.bilbaos.co/p/la-integrante-mas-joven-de-mi-equipo</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Tue, 10 Mar 2026 13:16:11 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!GGGP!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!GGGP!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!GGGP!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg 424w, https://substackcdn.com/image/fetch/$s_!GGGP!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg 848w, https://substackcdn.com/image/fetch/$s_!GGGP!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!GGGP!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!GGGP!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg" width="1200" height="1600" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1600,&quot;width&quot;:1200,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:158481,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/190467775?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!GGGP!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg 424w, https://substackcdn.com/image/fetch/$s_!GGGP!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg 848w, https://substackcdn.com/image/fetch/$s_!GGGP!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!GGGP!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4bd11488-d090-4b6b-a7aa-3d3b16263217_1200x1600.jpeg 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>George Mack escribi&#243; un ensayo que le tom&#243; siete meses y que se lee en treinta minutos. Se llama "High Agency"<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-1" href="#footnote-1" target="_self">1</a> y considero que es una de las mejores piezas que he le&#237;do sobre <strong>por qu&#233; algunas personas logran cosas aparentemente imposibles mientras otras, con m&#225;s recursos y mejores credenciales, se quedan paralizadas.</strong> La pregunta central del texto es inc&#243;&#8230;</p>
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          <a href="https://www.bilbaos.co/p/la-integrante-mas-joven-de-mi-equipo">
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   ]]></content:encoded></item><item><title><![CDATA[El problema de los dos sigma]]></title><description><![CDATA[En 1984, el psic&#243;logo educativo Benjamin Bloom public&#243; un hallazgo que cambi&#243; la conversaci&#243;n sobre educaci&#243;n para siempre: los estudiantes que reciben tutor&#237;a individual rinden dos desviaciones est&#225;ndar por encima de quienes asisten a clases grupales convencionales.]]></description><link>https://www.bilbaos.co/p/el-problema-de-los-dos-sigma</link><guid isPermaLink="false">https://www.bilbaos.co/p/el-problema-de-los-dos-sigma</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Wed, 04 Mar 2026 19:34:49 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!WJED!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!WJED!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!WJED!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png 424w, https://substackcdn.com/image/fetch/$s_!WJED!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png 848w, https://substackcdn.com/image/fetch/$s_!WJED!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png 1272w, https://substackcdn.com/image/fetch/$s_!WJED!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!WJED!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png" width="1456" height="819" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/e3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:819,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1963202,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/189895492?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!WJED!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png 424w, https://substackcdn.com/image/fetch/$s_!WJED!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png 848w, https://substackcdn.com/image/fetch/$s_!WJED!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png 1272w, https://substackcdn.com/image/fetch/$s_!WJED!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe3a9d271-af12-44f4-91d4-64939b7c4043_1920x1080.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>En 1984, el psic&#243;logo educativo Benjamin Bloom public&#243; un hallazgo que cambi&#243; la conversaci&#243;n sobre educaci&#243;n para siempre: los estudiantes que reciben tutor&#237;a individual rinden <strong>dos desviaciones est&#225;ndar</strong> por encima de quienes asisten a clases grupales convencionales. En t&#233;rminos pr&#225;cticos, eso equivale a pasar del percentil 50 al 96. Bloom lo llam&#243; "el &#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[El negocio más rentable de Silicon Valley son tus hijos]]></title><description><![CDATA[En algunos casos, Meta, TikTok y compa&#241;&#237;as similares probablemente saben m&#225;s de tus hijos que vos]]></description><link>https://www.bilbaos.co/p/el-negocio-mas-rentable-de-silicon</link><guid isPermaLink="false">https://www.bilbaos.co/p/el-negocio-mas-rentable-de-silicon</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Thu, 26 Feb 2026 23:41:42 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!dyQz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dyQz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!dyQz!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png 424w, https://substackcdn.com/image/fetch/$s_!dyQz!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png 848w, https://substackcdn.com/image/fetch/$s_!dyQz!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png 1272w, https://substackcdn.com/image/fetch/$s_!dyQz!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!dyQz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png" width="1456" height="819" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:819,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2074252,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/189295195?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!dyQz!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png 424w, https://substackcdn.com/image/fetch/$s_!dyQz!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png 848w, https://substackcdn.com/image/fetch/$s_!dyQz!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png 1272w, https://substackcdn.com/image/fetch/$s_!dyQz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F85475e3e-412a-4c4b-9de3-441bf72769d8_1920x1080.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>El 9 de febrero de 2026, el fiscal general de Nuevo M&#233;xico, Ra&#250;l Torrez, abri&#243; el primer juicio estatal contra Meta que lleg&#243; ante un jurado. Se celebr&#243; en Santa Fe, ante el juez Bryan Biedscheid, con 18 personas en el jurado y una duraci&#243;n estimada de entre seis y ocho semanas. Es el primero de m&#225;s de 40 demandas estatales contra la empresa.<a href="https://sourcenm.com/2026/02/09/new-mexico-case-against-meta-tied-to-child-exploitation-opens-in-santa-fe-courtroom/"><sup>1</sup></a></p><p>El testigo&#8230;</p>
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          <a href="https://www.bilbaos.co/p/el-negocio-mas-rentable-de-silicon">
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      </p>
   ]]></content:encoded></item><item><title><![CDATA[El mundo se transformó mientras llevábamos a nuestros hijos al colegio]]></title><description><![CDATA[Esa transformaci&#243;n sucedi&#243; de la noche a la ma&#241;ana]]></description><link>https://www.bilbaos.co/p/el-mundo-se-transformo-mientras-llevabamos</link><guid isPermaLink="false">https://www.bilbaos.co/p/el-mundo-se-transformo-mientras-llevabamos</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Wed, 18 Feb 2026 16:03:32 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!_xu9!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!_xu9!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!_xu9!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png 424w, https://substackcdn.com/image/fetch/$s_!_xu9!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png 848w, https://substackcdn.com/image/fetch/$s_!_xu9!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png 1272w, https://substackcdn.com/image/fetch/$s_!_xu9!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!_xu9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png" width="1456" height="819" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:819,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2256785,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/188384577?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!_xu9!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png 424w, https://substackcdn.com/image/fetch/$s_!_xu9!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png 848w, https://substackcdn.com/image/fetch/$s_!_xu9!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png 1272w, https://substackcdn.com/image/fetch/$s_!_xu9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76017c09-ceab-4975-b8c3-68afa452ee5b_1920x1080.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Resulta que en Silicon Valley, tres adolescentes que se conocieron en el equipo de debate de su preparatoria fundaron una startup de inteligencia artificial que hoy vale US$2 mil millones. <strong>Adarsh Hiremath, Brendan Foody y Surya Midha dejaron la universidad, recibieron inversi&#243;n de Peter Thiel y Jack Dorsey</strong>, y construyeron Mercor antes de cumplir 22 a&#241;os&#8230;</p>
      <p>
          <a href="https://www.bilbaos.co/p/el-mundo-se-transformo-mientras-llevabamos">
              Read more
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   ]]></content:encoded></item><item><title><![CDATA[La economía bifurcada de los que tendrán y los que no tendrán tanto]]></title><description><![CDATA[A diferencia personajes borgianos atrapados en sus laberintos infinitos, nosotros podemos cambiar el rumbo y tomar el sendero ascendente.]]></description><link>https://www.bilbaos.co/p/la-economia-bifurcada-de-los-que</link><guid isPermaLink="false">https://www.bilbaos.co/p/la-economia-bifurcada-de-los-que</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Tue, 17 Feb 2026 12:03:55 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!ksRU!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!ksRU!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!ksRU!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png 424w, https://substackcdn.com/image/fetch/$s_!ksRU!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png 848w, https://substackcdn.com/image/fetch/$s_!ksRU!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png 1272w, https://substackcdn.com/image/fetch/$s_!ksRU!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!ksRU!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png" width="1456" height="819" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:819,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2159998,&quot;alt&quot;:&quot;Ilustraci&#243;n de El jard&#237;n de los senderos que se bifurcan (1942) de Jorge Luis Borges&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/188196315?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="Ilustraci&#243;n de El jard&#237;n de los senderos que se bifurcan (1942) de Jorge Luis Borges" title="Ilustraci&#243;n de El jard&#237;n de los senderos que se bifurcan (1942) de Jorge Luis Borges" srcset="https://substackcdn.com/image/fetch/$s_!ksRU!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png 424w, https://substackcdn.com/image/fetch/$s_!ksRU!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png 848w, https://substackcdn.com/image/fetch/$s_!ksRU!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png 1272w, https://substackcdn.com/image/fetch/$s_!ksRU!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf8637d-5598-4d90-bce0-0f458802d662_1920x1080.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Ilustraci&#243;n de <em>El jard&#237;n de los senderos que se bifurcan </em>(1941) de Jorge Luis Borges</figcaption></figure></div><p>En <em>El jard&#237;n de los senderos que se bifurcan</em>, Borges imagina un laberinto donde el tiempo se ramifica infinitamente. En su universo literario, cada decisi&#243;n no elimina las otras opciones sino que las multiplica: todas las posibilidades coexisten en l&#237;neas temporales paralelas. Un hombre acepta y rechaza una visita. Va a la guerra y no va. Muere y vive. Todas las versiones son igualmente reales en diferentes planos de existencia.</p><p><strong>La econom&#237;a en forma de K funciona a la inversa.</strong> Ac&#225; no hay universos paralelos. Hay un solo mundo, un solo futuro, y un punto de bifurcaci&#243;n que se est&#225; cerrando en estos 24 meses. Un camino lleva hacia arriba: dominio de inteligencia artificial, portafolios que crecen con el boom tecnol&#243;gico, mayores salarios, capacidad de tomar decisiones m&#225;s r&#225;pido que la competencia. El otro camino lleva hacia abajo: <strong>empleos automatizados, salarios estancados, dependencia de sistemas que no controlas, administrado por algoritmos en lugar de usarlos como herramienta.</strong></p><div class="subscription-widget-wrap-editor" data-attrs="{&quot;url&quot;:&quot;https://www.bilbaos.co/subscribe?&quot;,&quot;text&quot;:&quot;Subscribe&quot;,&quot;language&quot;:&quot;en&quot;}" data-component-name="SubscribeWidgetToDOM"><div class="subscription-widget show-subscribe"><div class="preamble"><p class="cta-caption">Suscribite si quer&#233;s hacer parte de la charla con Liz Wiseman el pr&#243;ximo 27 de febrero</p></div><form class="subscription-widget-subscribe"><input type="email" class="email-input" name="email" placeholder="Type your email&#8230;" tabindex="-1"><input type="submit" class="button primary" value="Subscribe"><div class="fake-input-wrapper"><div class="fake-input"></div><div class="fake-button"></div></div></form></div></div><p>A diferencia del laberinto borgiano donde todas las posibilidades se realizan, en esta bifurcaci&#243;n econ&#243;mica solo pod&#233;s estar en un camino. Y una vez que la K se solidifica, cruzar de un lado al otro se vuelve exponencialmente m&#225;s dif&#237;cil cada a&#241;o que pasa.</p><p>En mi opini&#243;n, en los &#250;ltimos 18 meses algo cambi&#243; radicalmente. El premio salarial para trabajadores con habilidades que se apalancan en inteligencia artificial se duplic&#243;, de 25% a 56%, seg&#250;n el an&#225;lisis de PwC sobre mil millones de publicaciones de empleo globales. Esa aceleraci&#243;n es hist&#243;rica. Mientras tanto, m&#225;s del 90% de los trabajadores no han tomado ni siquiera una hora de capacitaci&#243;n en inteligencia artificial<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-1" href="#footnote-1" target="_self">1</a>.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zz1X!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0fb7030-bac2-4077-9d1f-9d18d7de0cc1_2422x906.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zz1X!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0fb7030-bac2-4077-9d1f-9d18d7de0cc1_2422x906.png 424w, 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srcset="https://substackcdn.com/image/fetch/$s_!zz1X!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0fb7030-bac2-4077-9d1f-9d18d7de0cc1_2422x906.png 424w, https://substackcdn.com/image/fetch/$s_!zz1X!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0fb7030-bac2-4077-9d1f-9d18d7de0cc1_2422x906.png 848w, https://substackcdn.com/image/fetch/$s_!zz1X!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0fb7030-bac2-4077-9d1f-9d18d7de0cc1_2422x906.png 1272w, https://substackcdn.com/image/fetch/$s_!zz1X!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0fb7030-bac2-4077-9d1f-9d18d7de0cc1_2422x906.png 1456w" sizes="100vw"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Mark Zandi, economista jefe de Moody&#8217;s Analytics, ha documentado algo inquietante: el 10% m&#225;s rico de los hogares estadounidenses ya representa el 50% del consumo total. En el segundo trimestre de 2025, la mitad del gasto de la econom&#237;a m&#225;s grande del mundo ven&#237;a de apenas un d&#233;cimo de la poblaci&#243;n. Hace cinco a&#241;os, esa cifra estaba por debajo del 45%. Hace 30 a&#241;os, era del 35%. <strong>La pendiente se est&#225; inclinando m&#225;s r&#225;pido, y el motor que la acelera tiene nombre: inteligencia artificial</strong><a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-2" href="#footnote-2" target="_self">2</a><strong>.</strong></p><h2><strong>Por qu&#233; la IA puede ser el mayor ecualizador pero al mismo tiempo el mayor amplificador de desigualdad</strong></h2><p>Innes McFee, CEO de Oxford Economics, present&#243; proyecciones en la Global Economic Outlook Conference de enero 2026 que deber&#237;an despertar a cualquiera que utilice IA en su trabajo. La inteligencia artificial ha generado un incremento de m&#225;s del 7% en la riqueza de los hogares estadounidenses<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-3" href="#footnote-3" target="_self">3</a>. Sin embargo, hay un problema de distribuci&#243;n. Ese incremento ha aterrizado principalmente en los bolsillos de personas que ya ten&#237;an portafolios de inversi&#243;n significativos. </p><p>El mercado de valores estadounidense, impulsado en gran parte por el boom de la inteligencia artificial, tuvo retornos del 26% en 2023, 24% en 2024 y 17% en 2025 seg&#250;n el &#237;ndice Morningstar US Market<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-4" href="#footnote-4" target="_self">4</a>. Tres a&#241;os consecutivos de ganancias de dos d&#237;gitos.</p><p>El 87% del mercado de valores pertenece al 10% m&#225;s rico de estadounidenses, mientras que el 50% m&#225;s pobre posee apenas el 1.1%. Cuando el precio de las acciones de Nvidia, Microsoft o Meta sube porque est&#225;n construyendo la infraestructura sobre la que se van a redefinir industrias y formas de vivir completas, esas ganancias van a parar a los mismos portafolios que ya estaban cargados. </p><p>Estimo que quienes no tienen acciones, los que viven de cheque en cheque, no ven ni un centavo de ese crecimiento. <strong>Peor a&#250;n: enfrentan inflaci&#243;n en comida, renta y gasolina sin ninguna cobertura desde los mercados financieros.</strong></p><p>McFee cont&#243; las implicaciones temporales de esta bifurcaci&#243;n. El &#8220;wealth effect&#8221; creado por la inversi&#243;n masiva en inteligencia artificial &#8212;hogares sinti&#233;ndose m&#225;s ricos porque el valor de sus activos sube, y por lo tanto gastando m&#225;s&#8212; reforzar&#225; la econom&#237;a en forma de K probablemente hasta 2035. Una d&#233;cada completa donde las ganancias de productividad de inteligencia artificial seguir&#225;n concentr&#225;ndose arriba. </p><p>Eventualmente, dice McFee, la inteligencia artificial podr&#237;a ayudar a cerrar la brecha de desigualdad. Pero para que eso ocurra, las ganancias de productividad tienen que llegar a trabajos de baja calificaci&#243;n, elevando salarios reales para la base de la pir&#225;mide. <strong>Creo que eso no va a pasar en los pr&#243;ximos cinco o 10 a&#241;os. En el corto y mediano plazo, la inteligencia artificial est&#225; amplificando la desigualdad.</strong></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!8HI6!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!8HI6!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg 424w, https://substackcdn.com/image/fetch/$s_!8HI6!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg 848w, https://substackcdn.com/image/fetch/$s_!8HI6!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!8HI6!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!8HI6!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg" width="1024" height="559" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:559,&quot;width&quot;:1024,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:77477,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/jpeg&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/188196315?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!8HI6!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg 424w, https://substackcdn.com/image/fetch/$s_!8HI6!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg 848w, https://substackcdn.com/image/fetch/$s_!8HI6!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!8HI6!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36440001-ba88-4f18-ab87-9ef2b0154773_1024x559.jpeg 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Las industrias m&#225;s expuestas a la inteligencia artificial (aquellas donde m&#225;s tareas pueden ser ejecutadas o aumentadas por la tecnolog&#237;a) vieron un crecimiento de ingresos por empleado del 27%, tres veces mayor que las industrias menos expuestas, que crecieron solo el 9%. Mientras tanto, la productividad medida como ingresos por empleado se cuadruplic&#243; en sectores expuestos a inteligencia artificial desde 2018 hasta 2024. </p><p>Las empresas est&#225;n pagando m&#225;s por habilidades en inteligencia artificial porque est&#225;n obteniendo resultados medibles. Pero estos resultados vienen acompa&#241;ados de otra realidad: las habilidades requeridas est&#225;n cambiando 66% m&#225;s r&#225;pido en trabajos expuestos a inteligencia artificial. <strong>Desde mi perspectiva, considero que aprender una vez ya no sirve. Hay que estar reaprendiendo constantemente.</strong></p><p>Aqu&#237; est&#225; la parte que me preocupa como alguien que trabaja con empresas en crecimiento: las publicaciones de empleo que requieren habilidades en inteligencia artificial crecieron 7.5% a&#241;o a a&#241;o, mientras que las publicaciones totales de empleo cayeron 11.3%. <strong>M&#225;s demanda por gente que sabe usar IA, menos demanda total por personas. El mercado laboral se est&#225; polarizando entre quienes tienen capacidades t&#233;cnicas avanzadas y quienes est&#225;n siendo desplazados o forzados a competir por empleos de menor valor agregado.</strong></p><h2><strong>Goldman Sachs y los 300 millones</strong></h2><p>En marzo de 2023, Goldman Sachs public&#243; un reporte de investigaci&#243;n<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-5" href="#footnote-5" target="_self">5</a>  que estimaba que hasta 300 millones de empleos globales podr&#237;an verse afectados por IA generativa. El reporte no habla de &#8220;reemplazo&#8221; total, sino de &#8220;afectaci&#243;n&#8221; &#8212;lo que significa que entre un 25% y un 50% de la carga de trabajo de esas ocupaciones podr&#237;a ser automatizada. <strong>En Estados Unidos y Europa, aproximadamente dos tercios de las ocupaciones actuales est&#225;n expuestas a alg&#250;n grado de automatizaci&#243;n por AI.</strong></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!pvEV!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!pvEV!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png 424w, https://substackcdn.com/image/fetch/$s_!pvEV!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png 848w, https://substackcdn.com/image/fetch/$s_!pvEV!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png 1272w, https://substackcdn.com/image/fetch/$s_!pvEV!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!pvEV!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png" width="1456" height="1100" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1100,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:162631,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/188196315?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!pvEV!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png 424w, https://substackcdn.com/image/fetch/$s_!pvEV!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png 848w, https://substackcdn.com/image/fetch/$s_!pvEV!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png 1272w, https://substackcdn.com/image/fetch/$s_!pvEV!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F355d5710-32fd-4e1f-9538-14e0ed599736_1824x1378.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Los trabajos m&#225;s afectados son los que involucran tareas estructuradas, repetitivas o basadas en informaci&#243;n. Trabajos como asistencia administrativa y legal son los m&#225;s vulnerables, con un 46% y 44% de tareas potencialmente automatizables respectivamente<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-6" href="#footnote-6" target="_self">6</a>. Arquitectura, ingenier&#237;a, ciencias f&#237;sicas y sociales, y operaciones financieras y de negocios siguen en la lista. En contraste, trabajos que requieren presencia f&#237;sica, destreza manual o interacci&#243;n humana compleja &#8212;construcci&#243;n, mantenimiento, limpieza&#8212; tienen una exposici&#243;n m&#237;nima. <strong>Apenas 1% a 6% de sus tareas pueden ser automatizadas por inteligencia artificial</strong>.</p><p>Goldman Sachs tambi&#233;n proyect&#243; que la adopci&#243;n generalizada de AI podr&#237;a incrementar el PIB global en un 7% anual durante un per&#237;odo de 10 a&#241;os. Esa es una ganancia econ&#243;mica masiva. Pero ese crecimiento no se distribuye equitativamente. Va a parar a las empresas que adoptan AI primero, a los inversionistas que poseen esas empresas, y a los trabajadores que tienen las habilidades para operar en entornos aumentados por AI. El resto queda atr&#225;s.</p><h2><strong>Saber o no saber: US$175,000 en ingresos anuales</strong></h2><p>Zandi ha identificado un n&#250;mero concreto que separa las dos mitades de la econom&#237;a en forma de K: <strong>aproximadamente US$175,000 de ingreso familiar anual</strong><a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-7" href="#footnote-7" target="_self">7</a>. Si gan&#225;s por encima de ese umbral &#8212;alrededor del 20% de los hogares estadounidenses&#8212; tu salud financiera probablemente est&#225; s&#243;lida y mejorando. Tienes exposici&#243;n a mercados financieros, puedes absorber inflaci&#243;n sin sacrificar demasiado, y probablemente tengas acceso a empleos con alto grado de autonom&#237;a y capacidad de decisi&#243;n. El 80% que gana por debajo de esa l&#237;nea enfrenta presiones crecientes: inflaci&#243;n en gastos b&#225;sicos, crecimiento salarial estancado, acceso a mercado laboral friccionado.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!WPwp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!WPwp!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg 424w, https://substackcdn.com/image/fetch/$s_!WPwp!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg 848w, https://substackcdn.com/image/fetch/$s_!WPwp!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!WPwp!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!WPwp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg" width="400" height="638" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/bc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:638,&quot;width&quot;:400,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!WPwp!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg 424w, https://substackcdn.com/image/fetch/$s_!WPwp!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg 848w, https://substackcdn.com/image/fetch/$s_!WPwp!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!WPwp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc7d02b7-9b82-41fa-871b-b3e725189488_400x638.jpeg 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Los datos del Reserva Federal sobre distribuci&#243;n de riqueza confirman la magnitud de la separaci&#243;n. En el tercer trimestre de 2010, el 0.1% m&#225;s rico pose&#237;a US$6.53 billones (trillions) en riqueza total. El 50% m&#225;s pobre compart&#237;a apenas US$330 mil millones. <strong>15 a&#241;os despu&#233;s, en el tercer trimestre de 2025, el 0.1% m&#225;s rico concentra alrededor de US$24.89 billones, un crecimiento del 281%.</strong> </p><p>El 50% m&#225;s pobre concentra una riqueza de apenas US$4.25 billones, un crecimiento del 1,189% y 11 veces menos que el percentil 99,9. Suena impresionante hasta que te das cuenta de que, incluso con ese crecimiento masivo porcentual, el 0.1% m&#225;s rico tiene casi seis veces la riqueza del 50% m&#225;s pobre combinado. <strong>La brecha absoluta se ampli&#243;, no se redujo.</strong></p><p>El &#237;ndice Gini de Estados Unidos &#8212;una medida de desigualdad econ&#243;mica&#8212; est&#225; en su nivel m&#225;s alto entre todos los pa&#237;ses de la OCDE<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-8" href="#footnote-8" target="_self">8</a>. Est&#225; m&#225;s cerca de lo que ves en mercados emergentes que de lo que esperar&#237;as en una econom&#237;a desarrollada. Alliance Bernstein, en su an&#225;lisis de diciembre 2025, compar&#243; el Gini estadounidense con el de pa&#237;ses pares y la diferencia es chocante. <strong>Esta desigualdad generalmente caracteriza econom&#237;as con instituciones d&#233;biles, captura regulatoria y falta de movilidad social. Ahora describe al pa&#237;s con las empresas tecnol&#243;gicas m&#225;s valiosas del mundo.</strong></p><h2><strong>Coca-Cola, Delta, Procter &amp; Gamble</strong></h2><p>La bifurcaci&#243;n se puede ver en los reportes de ganancias trimestrales de empresas que venden a consumidores masivos. Coca-Cola report&#243; en octubre 2025<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-9" href="#footnote-9" target="_self">9</a> que sus productos premium &#8212;Fairlife dairy, Topo Chico sparkling water, Core Power protein&#8212; est&#225;n impulsando el crecimiento de ventas. Esos productos est&#225;n dirigidos a consumidores de ingresos altos. <strong>Al mismo tiempo, la compa&#241;&#237;a estima una demanda m&#225;s alta tanto en tiendas de d&#243;lar, donde compran personas de bajos ingresos buscando ofertas, como en outlets de lujo, restaurantes fast-casual y parques de diversiones donde van consumidores pudientes. El segmento medio est&#225; debilit&#225;ndose.</strong></p><p>Delta Air Lines report&#243; en diciembre de 2025 que los ingresos de asientos premium subieron 9% en el cuarto trimestre, mientras que los ingresos de asientos de clase econ&#243;mica b&#225;sica cayeron 7%. El CEO Ed Bastian dijo que no ve se&#241;ales de desaceleraci&#243;n en la demanda de asientos m&#225;s caros y espaciosos. La proyecci&#243;n para 2026 es que los ingresos de asientos premium superen los de clase econ&#243;mica por primera vez en la historia de la aerol&#237;nea. La gente con dinero sigue volando c&#243;moda. La gente sin dinero est&#225; reduciendo viajes o volando en condiciones cada vez m&#225;s ajustadas.</p><p>Procter &amp; Gamble, en su llamada trimestral en octubre 2025, describi&#243; el comportamiento de compra de sus consumidores se asemeja a la econom&#237;a en forma de K. El CFO Andre Schulten explic&#243; que los compradores de ingresos altos est&#225;n comprando paquetes m&#225;s grandes en tiendas tipo Costco, buscando eficiencia pero sin sacrificar consumo. </p><p>Los compradores de bajos ingresos est&#225;n agotando su inventario de despensa antes de volver a la tienda, tratando de estirar cada d&#243;lar. El mercado automotor muestra la misma din&#225;mica. El precio promedio de un veh&#237;culo nuevo super&#243; los $50,000 por primera vez seg&#250;n Cox Automotive. <strong>Mientras tanto, los impagos de pr&#233;stamos de autos y los embargos de veh&#237;culos est&#225;n subiendo, especialmente especialmente para personas con bajo historial crediticio (puntaje FICO por debajo de 620).</strong></p><h2><strong>Desempleo selectivo y despidos en 2025</strong></h2><p>Mark Zandi ha estado rastreando se&#241;ales de debilidad en el mercado laboral que sugieren que la l&#237;nea descendente de la K est&#225; aceler&#225;ndose. En diciembre de 2025, le dijo a Fortune que muchos estadounidenses ya est&#225;n &#8220;viviendo en el borde financiero&#8221; y que cualquier retroceso adicional en contrataci&#243;n podr&#237;a empujarlos a recortar gastos. </p><p>Como esos hogares representan una porci&#243;n grande de la actividad de consumo diaria, incluso una reducci&#243;n modesta podr&#237;a convertir el patr&#243;n actual de contrataci&#243;n d&#233;bil en una contracci&#243;n laboral completa. Zandi estima que 22 estados m&#225;s Washington D.C. ya est&#225;n en recesi&#243;n o en riesgo alto, representando cerca de un tercio del PIB estadounidense.</p><p>Los despidos se aceleraron en 2025. Challenger, Gray &amp; Christmas report&#243; que los empleadores estadounidenses cortaron m&#225;s de 50% m&#225;s empleos en 2025 comparado con el a&#241;o anterior<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-10" href="#footnote-10" target="_self">10</a>. Amazon, Home Depot y UPS anunciaron recortes en enero de 2026. Solo en octubre, m&#225;s de 150,000 empleos fueron eliminados, la mayor reducci&#243;n de octubre en dos d&#233;cadas. </p><p><strong>El desempleo ha subido m&#225;s para trabajadores j&#243;venes y trabajadores negros, dos grupos que hist&#243;ricamente muestran deterioro temprano en ciclos econ&#243;micos. </strong>Industrias que dependen de mano de obra nacida en el extranjero &#8212;construcci&#243;n, log&#237;stica, agricultura&#8212; enfrentan presiones adicionales por pol&#237;ticas migratorias m&#225;s restrictivas.</p><p>Lo que Zandi observa, y lo que coincide con mi experiencia trabajando con compa&#241;&#237;as de tecnolog&#237;a, es que la adopci&#243;n temprana de inteligencia artificial est&#225; remodelando la contrataci&#243;n en cargos junior en tecnolog&#237;a y servicios de informaci&#243;n. Considero que esa transformaci&#243;n probablemente est&#225; subestimada en los datasets tradicionales de empleo pero ya est&#225; influyendo en la distribuci&#243;n de oportunidades laborales. Las empresas est&#225;n contratando menos gente para hacer m&#225;s trabajo, y est&#225;n pagando primas salariales significativas a quienes tienen habilidades t&#233;cnicas espec&#237;ficas. El resto enfrenta un mercado laboral cada vez m&#225;s duro.</p><h2><strong>La econom&#237;a actual es fr&#225;gil: pende del percentil superior del 10%</strong></h2><p><strong>Lo que hace que esta situaci&#243;n sea particularmente inestable, seg&#250;n Zandi, es la dependencia extrema de la econom&#237;a en el gasto de los ricos. Si el top 10% representa el 50% del consumo total, cualquier cosa que afecte su confianza o su riqueza tiene un impacto desproporcionado en el crecimiento econ&#243;mico agregado.</strong> La riqueza de ese grupo est&#225; altamente atada al desempe&#241;o del mercado de valores. El mercado de valores est&#225; altamente concentrado en un pu&#241;ado de empresas de inteligencia artificial y tecnolog&#237;a. Lisa Shalett, Chief Investment Officer de Morgan Stanley Wealth Management, describi&#243; esta concentraci&#243;n como algo que no se ve&#237;a desde finales del boom de internet hace 25 a&#241;os. Las 10 acciones m&#225;s grandes representan aproximadamente el 40% de la capitalizaci&#243;n total del mercado. <em>History does not repeat itself, but it rhymes.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!mc22!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!mc22!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png 424w, https://substackcdn.com/image/fetch/$s_!mc22!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png 848w, https://substackcdn.com/image/fetch/$s_!mc22!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png 1272w, https://substackcdn.com/image/fetch/$s_!mc22!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!mc22!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png" width="559" height="690.1464226289518" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1484,&quot;width&quot;:1202,&quot;resizeWidth&quot;:559,&quot;bytes&quot;:1332623,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/188196315?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!mc22!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png 424w, https://substackcdn.com/image/fetch/$s_!mc22!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png 848w, https://substackcdn.com/image/fetch/$s_!mc22!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png 1272w, https://substackcdn.com/image/fetch/$s_!mc22!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5a816735-4e64-4eea-bfa1-54babd290e0c_1202x1484.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Esa concentraci&#243;n genera fragilidad. Si las acciones de inteligencia artificial enfrentan una correcci&#243;n &#8212;por expectativas infladas, cambios regulatorios, o desaceleraci&#243;n en ganancias&#8212; el efecto riqueza se revierte. Los hogares ricos se sienten menos ricos, reducen el gasto, y la econom&#237;a pierde su motor principal de crecimiento. </p><p>Zandi us&#243; la palabra &#8220;corrosiva&#8221; para describir esta desigualdad. No solo porque es moralmente problem&#225;tica, sino porque es econ&#243;micamente vulnerable. Una econom&#237;a donde el 90% de la poblaci&#243;n representa solo el 50% del consumo es una econom&#237;a fr&#225;gil, susceptible a choques. Como padre, esta fragilidad me preocupa profundamente. Estoy viendo c&#243;mo la generaci&#243;n de mis hijos va a heredar un mercado laboral donde las reglas cambiaron y las oportunidades est&#225;n cada vez m&#225;s concentradas.</p><h2><strong>&#191;Es una amenaza tan pronunciada?</strong></h2><p>No todos los economistas est&#225;n de acuerdo con la narrativa de Zandi. Domenic White, de Absolute Strategy Research, ha cuestionado los c&#225;lculos de Zandi sobre distribuci&#243;n de gasto. White argumenta que las estimaciones del Bureau of Labor Statistics muestran que el gasto por cohorte de ingreso se mantiene estable y el percentil superior de ingresos no se acerca a capturar la mitad del consumo. Adem&#225;s, se&#241;ala que los ricos tienen una propensi&#243;n m&#225;s alta a ahorrar, lo que significa que su ingreso no se traduce directamente en gasto en la misma proporci&#243;n que en hogares de ingresos medios<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-11" href="#footnote-11" target="_self">11</a>.</p><p>El CEO de Hilton, Christopher Nassetta, le dijo a CNBC en noviembre de 2025 que aunque est&#225; viendo bifurcaci&#243;n en los patrones de demanda hotelera, no pronostica que este patr&#243;n dure mucho m&#225;s tiempo. Nassetta proyecta que en 2026 habr&#225; un cambio significativo de din&#225;micas. Cree que la inflaci&#243;n y las tasas de inter&#233;s van a bajar, aliviando la presi&#243;n en segmentos medios y bajos. Otros analistas han se&#241;alado que parte de la percepci&#243;n de una econom&#237;a en forma de K viene de factores temporales &#8212;como la recuperaci&#243;n desigual post-pandemia&#8212; que eventualmente se corregir&#225;n.</p><p>Claudia Sahm, economista jefe de New Century Advisors y ex-economista de la Reserva Federal de Estados Unidos, ofreci&#243; una perspectiva matizada: que la evidencia de una econom&#237;a bifurcada es clara, pero que eso no significa que una recesi&#243;n sea inminente. Sin embargo, advirti&#243; que una econom&#237;a en forma de K es potencialmente m&#225;s vulnerable<a class="footnote-anchor" data-component-name="FootnoteAnchorToDOM" id="footnote-anchor-12" href="#footnote-12" target="_self">12</a>. Si los indicadores econ&#243;micos caen, el riesgo de recesi&#243;n aumenta porque una porci&#243;n grande de la poblaci&#243;n ya est&#225; bajo estr&#233;s financiero. Si las tasas de despidos suben, habr&#237;a muchas m&#225;s personas en un mercado laboral donde hay poca contrataci&#243;n.</p><h2><strong>Elijamos nuestro sendero</strong></h2><p>A diferencia del laberinto de Borges donde todas las realidades coexisten en paralelo, la econom&#237;a en forma de K nos obliga a elegir un solo camino. Los datos pintan un panorama gris: desigualdad creciente y ventanas de oportunidad cerr&#225;ndose. <strong>Es f&#225;cil leer estos n&#250;meros y sentir que la historia ya est&#225; escrita, que la K es inevitable y que solo queda resignarse a caer del lado equivocado.</strong></p><p>Pero tengo una convicci&#243;n que va en direcci&#243;n contraria. Creo que esta bifurcaci&#243;n, por violenta que sea, es tambi&#233;n la oportunidad m&#225;s grande que Latinoam&#233;rica ha tenido en d&#233;cadas para desarrollar verdadera <strong>agencia</strong>. No creo que vayamos a quedarnos sentados esperando a ver qu&#233; pasa. Conf&#237;o en que tenemos<strong> la agencia de decidir activamente en qu&#233; l&#237;nea de la K vamos a estar.</strong></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!rRUY!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!rRUY!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png 424w, https://substackcdn.com/image/fetch/$s_!rRUY!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png 848w, https://substackcdn.com/image/fetch/$s_!rRUY!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png 1272w, https://substackcdn.com/image/fetch/$s_!rRUY!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!rRUY!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png" width="424" height="636" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1800,&quot;width&quot;:1200,&quot;resizeWidth&quot;:424,&quot;bytes&quot;:1542180,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.bilbaos.co/i/188196315?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!rRUY!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png 424w, https://substackcdn.com/image/fetch/$s_!rRUY!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png 848w, https://substackcdn.com/image/fetch/$s_!rRUY!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png 1272w, https://substackcdn.com/image/fetch/$s_!rRUY!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f40631a-c68b-429f-88fa-36706a59997a_1200x1800.png 1456w" sizes="100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Las generaciones anteriores tuvieron que aceptar las reglas del juego que les tocaron. La nuestra tiene acceso a las mismas herramientas que est&#225;n creando la bifurcaci&#243;n. La inteligencia artificial no es propiedad exclusiva de Silicon Valley. Los modelos est&#225;n disponibles. El conocimiento est&#225; disponible. La diferencia entre terminar arriba o abajo no es geogr&#225;fica, es una <strong>decisi&#243;n que implica velocidad.</strong></p><p>Por eso en 30X lanzamos <em>AI for Boards</em> y <em>AI for Executives</em>. Estimo que, si vamos a bifurcarnos, prefiero que las empresas latinoamericanas y nuestros j&#243;venes est&#233;n del lado que usa la tecnolog&#237;a como palanca, no del lado que la sufre pasivamente. Prefiero que desarrollemos la capacidad de <strong>elegir nuestro propio sendero</strong> en lugar de que nos asignen uno por default.</p><p>Trabajo con empresas latinoamericanas y he visto de primera mano c&#243;mo la adopci&#243;n tard&#237;a de tecnolog&#237;a puede dejar econom&#237;as enteras rezagadas. La econom&#237;a en forma de K no es solo un fen&#243;meno estadounidense. Es global. Las empresas que adoptan inteligencia artificial primero capturan ventajas competitivas que son dif&#237;ciles de revertir. Los mercados laborales donde los trabajadores desarrollan habilidades en IA primero atraen inversi&#243;n y talento. </p><p><strong>AI for Boards</strong> est&#225; enfocado en gobernanza y estrategia de IA para miembros de juntas directivas. Aprender&#225;s a evaluar propuestas de IA, identificar riesgos operativos y reputacionales, establecer marcos de supervisi&#243;n sin ser experto t&#233;cnico, y guiar a tu organizaci&#243;n en adopci&#243;n responsable de la tecnolog&#237;a. El programa cubre desde panorama ejecutivo de AI hasta frameworks de gobierno corporativo, gesti&#243;n de riesgos y c&#243;mo el Board puede catalizar valor en lugar de frenar innovaci&#243;n.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://30x.typeform.com/to/OtgD1IUZ&quot;,&quot;text&quot;:&quot;Haz parte de AI for Boards&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://30x.typeform.com/to/OtgD1IUZ"><span>Haz parte de AI for Boards</span></a></p><p>En el cuento de Borges, Yu Tsun camina por el jard&#237;n de su ancestro sabiendo que todas las versiones de s&#237; mismo existen simult&#225;neamente en alg&#250;n plano. Nosotros no tenemos ese lujo metaf&#237;sico. <strong>Solo tenemos este mundo, esta d&#233;cada, y una bifurcaci&#243;n que se est&#225; consolidando ahora mismo. Pero a diferencia de los personajes borgianos atrapados en sus laberintos infinitos, nosotros s&#237; podemos cambiar el rumbo. Todav&#237;a estamos a tiempo de tomar el sendero ascendente.</strong></p><p><strong>AI for Executives</strong> incluye formaci&#243;n para CEOs, CFOs, VPs y founders. Desarrollar&#225;s criterio ejecutivo en IA para tomar decisiones bajo incertidumbre, aprender&#225;s a evaluar ROI de proyectos de AI, dise&#241;ar estrategia organizacional de IA con gobernanza clara, y liderar transformaci&#243;n digital alineando equipos hacia adopci&#243;n efectiva. El programa combina sesiones en vivo con casos reales, simulaci&#243;n ejecutiva de decisiones estrat&#233;gicas, y terminas con una hoja de ruta personalizada de implementaci&#243;n para tu organizaci&#243;n.</p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://30x.typeform.com/to/ieZ5GkgN&quot;,&quot;text&quot;:&quot;Haz parte de AI For Executives&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://30x.typeform.com/to/ieZ5GkgN"><span>Haz parte de AI For Executives</span></a></p><h2><strong>NEXT: preparando a la pr&#243;xima generaci&#243;n</strong></h2><p>Como padre, la econom&#237;a en forma de K me preocupa de manera visceral. Mis hijos van a crecer en un mundo donde las oportunidades econ&#243;micas estar&#225;n radicalmente m&#225;s concentradas que cuando yo empec&#233; mi carrera. Las habilidades que los llevaron al &#233;xito en mi generaci&#243;n no ser&#225;n suficientes para la suya. Por eso tambi&#233;n lanzamos <strong>NEXT</strong>, un programa dise&#241;ado para j&#243;venes que est&#225;n entrando al mercado laboral o que est&#225;n en sus primeros a&#241;os de carrera profesional.</p><p>NEXT est&#225; enfocado en desarrollar exactamente las capacidades que PwC, Goldman Sachs y Oxford Economics identifican como cr&#237;ticas: dominar inteligencia artificial, capacidad de trabajar con sistemas aumentados, pensamiento cr&#237;tico que las m&#225;quinas todav&#237;a no pueden replicar, y adaptabilidad continua. <strong>Queremos que los j&#243;venes latinoamericanos est&#233;n en el lado ascendente de la K desde el principio de sus carreras, no que tengan que luchar por reposicionarse m&#225;s tarde cuando ya es m&#225;s dif&#237;cil.</strong></p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://form.typeform.com/to/CEZ0xq1V?utm_source=substackandres&quot;,&quot;text&quot;:&quot;Regala NEXT a tus hijos&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://form.typeform.com/to/CEZ0xq1V?utm_source=substackandres"><span>Regala NEXT a tus hijos</span></a></p><p>La pregunta, al final, es qu&#233; vamos a hacer para que la econom&#237;a en forma de K no determine nuestro futuro: <strong>si vamos a ejercer agencia, ejecutar todo lo que est&#225; en nuestro control para dirigirnos hacia la parte ascendente de la K, o si vamos a dejar que la bifurcaci&#243;n nos elija a nosotros.</strong></p><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-1" href="#footnote-anchor-1" class="footnote-number" contenteditable="false" target="_self">1</a><div class="footnote-content"><p><a href="https://www.pwc.com/gx/en/news-room/press-releases/2025/ai-linked-to-a-fourfold-increase-in-productivity-growth.html">AI linked to a fourfold increase in productivity growth and 56% wage premium, while jobs grow even in the most easily automated roles</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-2" href="#footnote-anchor-2" class="footnote-number" contenteditable="false" target="_self">2</a><div class="footnote-content"><p><a href="https://fortune.com/2025/12/09/recession-fodder-k-shaped-economy-close-to-jobs-recession-layoffs-mark-zandi/">&#8216;Fodder for a recession&#8217;: Top economist Mark Zandi warns about so many Americans &#8216;already living on the financial edge&#8217; in a K-shaped economy </a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-3" href="#footnote-anchor-3" class="footnote-number" contenteditable="false" target="_self">3</a><div class="footnote-content"><p><a href="https://fortune.com/2026/01/29/k-shape-economy-reinforced-ai-wealth-effect/">Get used to the K-shaped economy. It&#8217;s likely here until 2035, thanks to AI&#8217;s outsize benefit for the wealthy</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-4" href="#footnote-anchor-4" class="footnote-number" contenteditable="false" target="_self">4</a><div class="footnote-content"><p><a href="https://www.morningstar.com/markets/why-k-shaped-economy-means-more-risk-stock-investors">Why a &#8216;K-Shaped&#8217; Economy Means More Risk for Stock Investors</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-5" href="#footnote-anchor-5" class="footnote-number" contenteditable="false" target="_self">5</a><div class="footnote-content"><p><a href="https://www.goldmansachs.com/insights/articles/generative-ai-could-raise-global-gdp-by-7-percent">Generative AI could raise global GDP by 7%</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-6" href="#footnote-anchor-6" class="footnote-number" contenteditable="false" target="_self">6</a><div class="footnote-content"><p><a href="https://www.cnbc.com/2023/03/28/ai-automation-could-impact-300-million-jobs-heres-which-ones.html">Goldman Sachs says generative A.I. could impact 300 million jobs &#8212; here&#8217;s which ones</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-7" href="#footnote-anchor-7" class="footnote-number" contenteditable="false" target="_self">7</a><div class="footnote-content"><p><a href="https://www.deseret.com/business/2025/12/10/what-is-k-shaped-economy-stock-markets-ai-artificial-intelligence-inflation-wages-housing-costs/">What is a &#8216;K-shaped&#8217; economy and why is it a concern?</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-8" href="#footnote-anchor-8" class="footnote-number" contenteditable="false" target="_self">8</a><div class="footnote-content"><p><a href="https://www.alliancebernstein.com/corporate/en/insights/economic-perspectives/the-k-shaped-economy.html">The K-Shaped Economy</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-9" href="#footnote-anchor-9" class="footnote-number" contenteditable="false" target="_self">9</a><div class="footnote-content"><p><a href="https://www.cnbc.com/2025/10/23/k-shaped-spending-sectors-showing-bifurcation.html">Here&#8217;s where the economy is starting to show &#8216;K-shaped&#8217; bifurcation</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-10" href="#footnote-anchor-10" class="footnote-number" contenteditable="false" target="_self">10</a><div class="footnote-content"><p><a href="https://www.cnbc.com/2026/01/30/wealth-inequality-k-shaped-economy-united-states-consumer-spending-trump.html">Wealth inequality and the &#8216;K-shaped&#8217; economy are more striking than ever, data shows</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-11" href="#footnote-anchor-11" class="footnote-number" contenteditable="false" target="_self">11</a><div class="footnote-content"><p><a href="https://thehill.com/opinion/finance/5614865-k-shaped-us-economy/">America&#8217;s K-shaped wealth divide: What&#8217;s behind it and will it last?</a></p></div></div><div class="footnote" data-component-name="FootnoteToDOM"><a id="footnote-12" href="#footnote-anchor-12" class="footnote-number" contenteditable="false" target="_self">12</a><div class="footnote-content"><p><a href="https://fortune.com/2025/11/07/what-is-the-k-shaped-economy-wealth-inequality-explainer/">Economists agree: You&#8217;re not crazy for feeling like the rich get richer, and the poor are doing worse. Welcome to the &#8216;K-shaped economy&#8217;</a></p></div></div>]]></content:encoded></item><item><title><![CDATA[Inteligencia artificial es el nuevo alfabetismo]]></title><description><![CDATA[Reflexiones de la conversaci&#243;n con Mar&#237;a Alejandra Franco, fundadora de Gu&#237;a Colegio]]></description><link>https://www.bilbaos.co/p/inteligencia-artificial-es-el-nuevo</link><guid isPermaLink="false">https://www.bilbaos.co/p/inteligencia-artificial-es-el-nuevo</guid><dc:creator><![CDATA[Hermanos Bilbao]]></dc:creator><pubDate>Wed, 11 Feb 2026 13:25:56 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!Watd!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd50e05e8-4199-4fa1-b44e-7688a077792a_1920x1080.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Durante meses he pensado en una analog&#237;a que a veces me parece exagerada pero que cada vez tiene m&#225;s sentido: la inteligencia artificial es el nuevo lenguaje escrito. No es solo el equivalente a saber manejar Excel ni a saber manejar un computador en los 90 y la cifras lo confirman:<strong> Amazon despidiendo decenas de miles de personas para invertir en agente&#8230;</strong></p>
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